Which returned more over the last year, SCHF or VUSB?

In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and VUSB returned +3.7%, so SCHF returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHF or VUSB?

SCHF charges 0.03% a year and VUSB charges 0.10%, so SCHF is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHF vs VUSB: how they differ

SCHF and VUSB hold 0% of their weight in the same names, and SCHF returned more over the year.

Schwab International Equity ETF and Vanguard Ultra-Short Bond ETF.

What they hold in common

By the books each fund has filed, SCHF and VUSB hold 0% of their money in the same securities at the same weight.

Positions SCHF and VUSB both hold, largest shared weight first
Holding	SCHF	VUSB
Telstra Group Ltd	0.05%	0.06%
Commonwealth Bank of Australia	0.67%	0.02%
Qantas Airways Ltd	0.02%	0.07%
Vodafone Group PLC	0.09%	0.02%

Largest positions each one holds and the other does not
Only in SCHF	Only in VUSB
SK hynix Inc 2.83%	United States Treasury Bill 4.24%
ASML Holding NV 2.12%	United States Treasury Note/Bond 0.68%
HSBC Holdings PLC 1.09%	PNC Financial Services Group Inc/The 0.59%
Novartis AG 0.98%	United States Treasury Note/Bond 0.53%
AstraZeneca PLC 0.94%	Regions Bank/Birmingham AL 0.52%
Royal Bank of Canada 0.91%	US Bancorp 0.51%
Nestle SA 0.88%	Charles Schwab Corp/The 0.50%
Shell PLC 0.81%	Truist Bank 0.45%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

SCHF and VUSB on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHF Schwab International Equity ETF	VUSB Vanguard Ultra-Short Bond ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	Vanguard
What it is	International Equity	Ultra-Short Bond
Total return, 1 year	+25.4%	+3.7%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	+8.0 pts	−13.8 pts
Expense ratio	0.03%	0.10%
Holdings	1476	1281

SCHF in plain words

SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.

VUSB in plain words

VUSB is a cash and treasury bills tracking the Ultra-Short Bond. Over the year to Sep 11, 2026 it returned +3.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.10% a year.

Questions people ask

Which returned more over the last year, SCHF or VUSB?: In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and VUSB returned +3.7%, so SCHF returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHF or VUSB?: SCHF charges 0.03% a year and VUSB charges 0.10%, so SCHF is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHF against VUSB, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHF against VUSB, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHF-VUSB Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources