Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHF vs VTI: how they differ
SCHF and VTI hold 0% of their weight in the same names, and SCHF returned more over the year.
Schwab International Equity ETF and Vanguard Total Stock Market Index Fund.
What they hold in common
By the books each fund has filed, SCHF and VTI hold 0% of their money in the same securities at the same weight.
| Holding | SCHF | VTI |
|---|---|---|
| Waste Connections Inc | 0.13% | 0.06% |
| Sunbelt Rentals Holdings Inc | 0.11% | 0.04% |
| RB Global Inc | 0.07% | 0.03% |
| Daiichi Sankyo Co Ltd | 0.11% | 0.00% |
| Novo Nordisk A/S | 0.49% | 0.00% |
| Only in SCHF | Only in VTI |
|---|---|
| SK hynix Inc 2.83% | NVIDIA Corp 6.37% |
| ASML Holding NV 2.12% | Apple Inc 5.88% |
| HSBC Holdings PLC 1.09% | Microsoft Corp 3.84% |
| Novartis AG 0.98% | Amazon.com Inc 3.19% |
| AstraZeneca PLC 0.94% | Alphabet Inc 2.90% |
| Royal Bank of Canada 0.91% | Broadcom Inc 2.48% |
| Nestle SA 0.88% | Alphabet Inc 2.29% |
| Shell PLC 0.81% | Micron Technology Inc 1.80% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| SCHF Schwab International Equity ETF | VTI Vanguard Total Stock Market Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Vanguard |
| What it is | International Equity | US total market |
| Total return, 1 year | +25.4% | +17.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +8.0 pts | −0.3 pts |
| Expense ratio | 0.03% | 0.03% |
| Already in the S&P 500 | 0.0% | 88.3% |
| Holdings | 1476 | 3531 |
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
VTI in plain words
VTI is an index equity fund tracking the US total market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.
Questions people ask
- Which returned more over the last year, SCHF or VTI?
- In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and VTI returned +17.2%, so SCHF returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHF or VTI?
- SCHF charges 0.03% a year and VTI charges 0.03%, so SCHF is cheaper. Fees come from each fund's prospectus.
- How much do SCHF and VTI overlap with the S&P 500?
- By their latest filed holdings, 0% of SCHF and 88% of VTI by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHF against VTI, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHF-VTI Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources