Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHF vs VT: how they differ
SCHF and VT hold 20% of their weight in the same names, and SCHF returned more over the year.
Schwab International Equity ETF and Vanguard Total World Stock Index Fund.
What they hold in common
By the books each fund has filed, SCHF and VT hold 20% of their money in the same securities at the same weight.
| Holding | SCHF | VT |
|---|---|---|
| SK hynix Inc | 2.83% | 0.44% |
| HSBC Holdings PLC | 1.09% | 0.28% |
| AstraZeneca PLC | 0.94% | 0.26% |
| Shell PLC | 0.81% | 0.23% |
| Royal Bank of Canada | 0.91% | 0.23% |
| Siemens AG | 0.78% | 0.20% |
| Commonwealth Bank of Australia | 0.67% | 0.19% |
| Toyota Motor Corp | 0.68% | 0.18% |
| Mitsubishi UFJ Financial Group Inc | 0.70% | 0.18% |
| BHP Group Ltd | 0.74% | 0.17% |
| Toronto-Dominion Bank/The | 0.65% | 0.16% |
| Allianz SE | 0.57% | 0.16% |
| Only in SCHF | Only in VT |
|---|---|
| ASML Holding NV 2.12% | NVIDIA Corp 4.22% |
| Novartis AG 0.98% | Apple Inc 3.53% |
| Nestle SA 0.88% | Microsoft Corp 2.73% |
| SAP SE 0.63% | Amazon.com Inc 2.29% |
| ABB Ltd 0.56% | Alphabet Inc 2.04% |
| LVMH Moet Hennessy Louis Vuitton SE 0.48% | Broadcom Inc 1.74% |
| Airbus SE 0.41% | Alphabet Inc 1.61% |
| AIA Group Ltd 0.37% | Taiwan Semiconductor Manufacturing Co Lt 1.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.
| SCHF Schwab International Equity ETF | VT Vanguard Total World Stock Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Vanguard |
| What it is | International Equity | Total World Stock |
| Total return, 1 year | +25.4% | +18.9% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +8.0 pts | +1.4 pts |
| Expense ratio | 0.03% | 0.06% |
| Already in the S&P 500 | 0.0% | 55.2% |
| Holdings | 1476 | 10042 |
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
VT in plain words
VT is an index equity fund tracking the Total World Stock. Over the year to Sep 11, 2026 it returned +18.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for Apr 30, 2026, 55% of the fund by weight is stocks the S&P 500 also holds, across 10042 positions, with the top ten at 21.9%.
Questions people ask
- Which returned more over the last year, SCHF or VT?
- In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and VT returned +18.9%, so SCHF returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHF or VT?
- SCHF charges 0.03% a year and VT charges 0.06%, so SCHF is cheaper. Fees come from each fund's prospectus.
- How much do SCHF and VT overlap with the S&P 500?
- By their latest filed holdings, 0% of SCHF and 55% of VT by weight is stocks the S&P 500 already holds. Between the two funds, 20% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHF against VT, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHF-VT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources