Which returned more over the last year, SCHF or TIP?

In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and TIP returned −1.0%, so SCHF returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHF or TIP?

SCHF charges 0.03% a year and TIP charges 0.18%, so SCHF is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHF vs TIP: how they differ

SCHF and TIP hold 0% of their weight in the same names, and SCHF returned more over the year.

Schwab International Equity ETF and iShares TIPS Bond ETF.

What they hold in common

By the books each fund has filed, SCHF and TIP hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHF	Only in TIP
SK hynix Inc 2.83%	United States of America 4.10%
ASML Holding NV 2.12%	United States of America 4.04%
HSBC Holdings PLC 1.09%	United States of America 3.63%
Novartis AG 0.98%	United States of America 3.44%
AstraZeneca PLC 0.94%	United States of America 3.41%
Royal Bank of Canada 0.91%	United States of America 3.39%
Nestle SA 0.88%	United States of America 3.37%
Shell PLC 0.81%	United States of America 3.36%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.

SCHF and TIP on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHF Schwab International Equity ETF	TIP iShares TIPS Bond ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	iShares
What it is	International Equity	TIPS Bond
Total return, 1 year	+25.4%	−1.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	+8.0 pts	−18.5 pts
Expense ratio	0.03%	0.18%
Holdings	1476	48

SCHF in plain words

SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.

TIP in plain words

TIP is a bond fund tracking the TIPS Bond. Over the year to Sep 11, 2026 it returned −1.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.18% a year.

Questions people ask

Which returned more over the last year, SCHF or TIP?: In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and TIP returned −1.0%, so SCHF returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHF or TIP?: SCHF charges 0.03% a year and TIP charges 0.18%, so SCHF is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHF against TIP, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHF against TIP, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHF-TIP Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources