Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHF vs SHV: how they differ
SCHF and SHV hold 0% of their weight in the same names, and SCHF returned more over the year.
Schwab International Equity ETF and iShares 0-1 Year Treasury Bond ETF.
What they hold in common
By the books each fund has filed, SCHF and SHV hold 0% of their money in the same securities at the same weight.
| Only in SCHF | Only in SHV |
|---|---|
| SK hynix Inc 2.83% | United States of America 17.17% |
| ASML Holding NV 2.12% | United States of America 12.38% |
| HSBC Holdings PLC 1.09% | United States of America 9.88% |
| Novartis AG 0.98% | United States of America 8.60% |
| AstraZeneca PLC 0.94% | United States of America 8.55% |
| Royal Bank of Canada 0.91% | United States of America 8.38% |
| Nestle SA 0.88% | United States of America 6.85% |
| Shell PLC 0.81% | United States of America 6.81% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.
| SCHF Schwab International Equity ETF | SHV iShares 0-1 Year Treasury Bond ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | iShares |
| What it is | International Equity | 0-1 Year Treasury Bond |
| Total return, 1 year | +25.4% | +3.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +8.0 pts | −13.9 pts |
| Expense ratio | 0.03% | 0.15% |
| Holdings | 1476 | 13 |
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
SHV in plain words
SHV is a bond fund tracking the 0-1 Year Treasury Bond. Over the year to Sep 11, 2026 it returned +3.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.
Questions people ask
- Which returned more over the last year, SCHF or SHV?
- In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and SHV returned +3.6%, so SCHF returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHF or SHV?
- SCHF charges 0.03% a year and SHV charges 0.15%, so SCHF is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHF against SHV, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHF-SHV Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources