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Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHD vs XOVR: how they differ

SCHD and XOVR hold 0% of their weight in the same names, and SCHD returned more over the year.

Schwab U.S. Dividend Equity ETF and ERShares Private-Public Crossover ETF.

What they hold in common

By the books each fund has filed, SCHD and XOVR hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHDOnly in XOVR
QUALCOMM Inc 6.75%Nvidia Corp 9.48%
Texas Instruments Inc 5.92%Astera Labs Inc 7.75%
UnitedHealth Group Inc 5.10%Alphabet Inc 6.53%
Coca-Cola Co/The 3.96%Meta Platforms Inc 4.47%
Merck & Co Inc 3.87%Applovin Corp 3.95%
Chevron Corp 3.84%Natera Inc 3.70%
Verizon Communications Inc 3.66%Robinhood Markets Inc 3.56%
Procter & Gamble Co/The 3.55%Veeva Systems Inc 3.17%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

SCHD and XOVR on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
SCHD
Schwab U.S. Dividend Equity ETF
XOVR
ERShares Private-Public Crossover ETF
Where it sitsCore index fundCore index fund
IssuerSchwabERShares
What it isUS dividendPrivate-Public Crossover
Total return, 1 year+27.6%0.0%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500+10.1 pts−17.5 pts
Expense ratio0.06%0.75%
Already in the S&P 50095.1%43.4%
Holdings9932

SCHD in plain words

SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.

XOVR in plain words

XOVR is an index equity fund tracking the Private-Public Crossover. Over the year to Sep 11, 2026 it returned 0.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.75% a year. By its holdings filed for Jun 30, 2026, 43% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 63.1%. It sat 4.2% below its high of Oct 27, 2025 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SCHD or XOVR?
In the year to Sep 12, 2026, with distributions reinvested, SCHD returned +27.6% and XOVR returned 0.0%, so SCHD returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHD or XOVR?
SCHD charges 0.06% a year and XOVR charges 0.75%, so SCHD is cheaper. Fees come from each fund's prospectus.
How much do SCHD and XOVR overlap with the S&P 500?
By their latest filed holdings, 95% of SCHD and 43% of XOVR by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHD against XOVR, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHD against XOVR, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHD-XOVR Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources