Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.
SCHD vs VTI
Schwab U.S. Dividend Equity ETF and Vanguard Total Stock Market Index Fund.
What they hold in common
By the books each fund has filed, SCHD and VTI hold 7% of their money in the same securities at the same weight.
| Holding | SCHD | VTI |
|---|---|---|
| UnitedHealth Group Inc | 5.10% | 0.52% |
| Home Depot Inc/The | 3.37% | 0.49% |
| Procter & Gamble Co/The | 3.55% | 0.47% |
| Merck & Co Inc | 3.87% | 0.44% |
| Chevron Corp | 3.84% | 0.43% |
| Coca-Cola Co/The | 3.96% | 0.39% |
| Texas Instruments Inc | 5.92% | 0.38% |
| Amgen Inc | 3.48% | 0.27% |
| QUALCOMM Inc | 6.75% | 0.27% |
| PepsiCo Inc | 3.45% | 0.26% |
| Verizon Communications Inc | 3.66% | 0.22% |
| Abbott Laboratories | 2.97% | 0.22% |
| Only in SCHD | Only in VTI |
|---|---|
| Accenture PLC 2.90% | NVIDIA Corp 6.37% |
| Autoliv Inc 0.22% | Apple Inc 5.88% |
| CNA Financial Corp 0.02% | Microsoft Corp 3.84% |
| Amazon.com Inc 3.19% | |
| Alphabet Inc 2.90% | |
| Broadcom Inc 2.48% | |
| Alphabet Inc 2.29% | |
| Micron Technology Inc 1.80% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings as filed for Jun 30, 2026 and May 31, 2026.
| SCHD Schwab U.S. Dividend Equity ETF | VTI Vanguard Total Stock Market Index Fund | |
|---|---|---|
| Where it sits | Core fund | Core fund |
| Issuer | Schwab | Vanguard |
| What it is | US dividend | US total market |
| Total return, 1 year | +30.3% | +20.0% |
| S&P 500 over the same days | +20.0% | +20.0% |
| Gap to the S&P 500 | +10.3 pts | +0.0 pts |
| Expense ratio | 0.06% | 0.03% |
| Already in the S&P 500 | 95.1% | 88.3% |
| Holdings | 99 | 3531 |
SCHD in plain words
SCHD is a index equity fund tracking US dividend. Over the year to Sep 4, 2026 it returned +30.3% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%.
VTI in plain words
VTI is a index equity fund tracking US total market. Over the year to Sep 4, 2026 it returned +20.0% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.
Questions people ask
- Which returned more over the last year, SCHD or VTI?
- In the year to Sep 4, 2026, with distributions reinvested, SCHD returned +30.3% and VTI returned +20.0%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHD or VTI?
- SCHD charges 0.06% a year and VTI charges 0.03%, so VTI is cheaper. Fees come from each fund's prospectus.
- How much do SCHD and VTI overlap with the S&P 500?
- By their latest filed holdings, 95% of SCHD and 88% of VTI by weight is stocks the S&P 500 already holds. Between the two funds, 7% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHD against VTI, data as of Sep 4, 2026. https://etfiq.com/compare/any/SCHD-VTI.html Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources