Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHD vs VT: how they differ
SCHD and VT hold 5% of their weight in the same names, and SCHD returned more over the year.
Schwab U.S. Dividend Equity ETF and Vanguard Total World Stock Index Fund.
What they hold in common
By the books each fund has filed, SCHD and VT hold 5% of their money in the same securities at the same weight.
| Holding | SCHD | VT |
|---|---|---|
| Chevron Corp | 3.84% | 0.33% |
| Procter & Gamble Co/The | 3.55% | 0.31% |
| UnitedHealth Group Inc | 5.10% | 0.30% |
| Home Depot Inc/The | 3.37% | 0.29% |
| Coca-Cola Co/The | 3.96% | 0.28% |
| Merck & Co Inc | 3.87% | 0.24% |
| Texas Instruments Inc | 5.92% | 0.23% |
| PepsiCo Inc | 3.45% | 0.20% |
| Verizon Communications Inc | 3.66% | 0.18% |
| QUALCOMM Inc | 6.75% | 0.17% |
| Amgen Inc | 3.48% | 0.17% |
| Abbott Laboratories | 2.97% | 0.14% |
| Only in SCHD | Only in VT |
|---|---|
| Accenture PLC 2.90% | NVIDIA Corp 4.22% |
| Erie Indemnity Co 0.14% | Apple Inc 3.53% |
| Federated Hermes Inc 0.10% | Microsoft Corp 2.73% |
| OFG Bancorp 0.05% | Amazon.com Inc 2.29% |
| National Bank Holdings Corp 0.05% | Alphabet Inc 2.04% |
| Federal Agricultural Mortgage Corp 0.04% | Broadcom Inc 1.74% |
| German American Bancorp Inc 0.04% | Alphabet Inc 1.61% |
| Lakeland Financial Corp 0.04% | Taiwan Semiconductor Manufacturing Co Lt 1.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.
| SCHD Schwab U.S. Dividend Equity ETF | VT Vanguard Total World Stock Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Vanguard |
| What it is | US dividend | Total World Stock |
| Total return, 1 year | +27.6% | +18.9% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +10.1 pts | +1.4 pts |
| Expense ratio | 0.06% | 0.06% |
| Already in the S&P 500 | 95.1% | 55.2% |
| Holdings | 99 | 10042 |
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
VT in plain words
VT is an index equity fund tracking the Total World Stock. Over the year to Sep 11, 2026 it returned +18.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Apr 30, 2026, 55% of the fund by weight is stocks the S&P 500 also holds, across 10042 positions, with the top ten at 21.9%.
Questions people ask
- Which returned more over the last year, SCHD or VT?
- In the year to Sep 12, 2026, with distributions reinvested, SCHD returned +27.6% and VT returned +18.9%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHD or VT?
- SCHD charges 0.06% a year and VT charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.
- How much do SCHD and VT overlap with the S&P 500?
- By their latest filed holdings, 95% of SCHD and 55% of VT by weight is stocks the S&P 500 already holds. Between the two funds, 5% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHD against VT, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHD-VT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources