Which returned more over the last year, SCHD or VBIL?

In the year to Sep 12, 2026, with distributions reinvested, SCHD returned +27.6% and VBIL returned +3.8%, so SCHD returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHD or VBIL?

SCHD charges 0.06% a year and VBIL charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHD vs VBIL: how they differ

SCHD and VBIL hold 0% of their weight in the same names, and SCHD returned more over the year.

Schwab U.S. Dividend Equity ETF and Vanguard 0-3 Month Treasury Bill ETF.

What they hold in common

By the books each fund has filed, SCHD and VBIL hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHD	Only in VBIL
QUALCOMM Inc 6.75%	United States Treasury Bill 6.78%
Texas Instruments Inc 5.92%	United States Treasury Bill 6.10%
UnitedHealth Group Inc 5.10%	United States Treasury Bill 5.61%
Coca-Cola Co/The 3.96%	United States Treasury Bill 5.41%
Merck & Co Inc 3.87%	United States Treasury Bill 5.18%
Chevron Corp 3.84%	United States Treasury Bill 5.17%
Verizon Communications Inc 3.66%	United States Treasury Bill 5.15%
Procter & Gamble Co/The 3.55%	United States Treasury Bill 5.13%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

SCHD and VBIL on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHD Schwab U.S. Dividend Equity ETF	VBIL Vanguard 0-3 Month Treasury Bill ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	Vanguard
What it is	US dividend	0-3 Month Treasury Bill
Total return, 1 year	+27.6%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	+10.1 pts	−13.7 pts
Expense ratio	0.06%	0.06%
Holdings	99	26

SCHD in plain words

SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100.

Questions people ask

Which returned more over the last year, SCHD or VBIL?: In the year to Sep 12, 2026, with distributions reinvested, SCHD returned +27.6% and VBIL returned +3.8%, so SCHD returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHD or VBIL?: SCHD charges 0.06% a year and VBIL charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHD against VBIL, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHD against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHD-VBIL Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources