Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHD vs SCHF: how they differ
SCHD and SCHF hold 0% of their weight in the same names, and SCHD returned more over the year.
Schwab U.S. Dividend Equity ETF and Schwab International Equity ETF.
What they hold in common
By the books each fund has filed, SCHD and SCHF hold 0% of their money in the same securities at the same weight.
| Only in SCHD | Only in SCHF |
|---|---|
| QUALCOMM Inc 6.75% | SK hynix Inc 2.83% |
| Texas Instruments Inc 5.92% | ASML Holding NV 2.12% |
| UnitedHealth Group Inc 5.10% | HSBC Holdings PLC 1.09% |
| Coca-Cola Co/The 3.96% | Novartis AG 0.98% |
| Merck & Co Inc 3.87% | AstraZeneca PLC 0.94% |
| Chevron Corp 3.84% | Royal Bank of Canada 0.91% |
| Verizon Communications Inc 3.66% | Nestle SA 0.88% |
| Procter & Gamble Co/The 3.55% | Shell PLC 0.81% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.
| SCHD Schwab U.S. Dividend Equity ETF | SCHF Schwab International Equity ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Schwab |
| What it is | US dividend | International Equity |
| Total return, 1 year | +27.6% | +25.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +10.1 pts | +8.0 pts |
| Expense ratio | 0.06% | 0.03% |
| Already in the S&P 500 | 95.1% | 0.0% |
| Holdings | 99 | 1476 |
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
Questions people ask
- Which returned more over the last year, SCHD or SCHF?
- In the year to Sep 12, 2026, with distributions reinvested, SCHD returned +27.6% and SCHF returned +25.4%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHD or SCHF?
- SCHD charges 0.06% a year and SCHF charges 0.03%, so SCHF is cheaper. Fees come from each fund's prospectus.
- How much do SCHD and SCHF overlap with the S&P 500?
- By their latest filed holdings, 95% of SCHD and 0% of SCHF by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHD against SCHF, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHD-SCHF Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources