Which returned more over the last year, QUAL or VBIL?

In the year to Sep 12, 2026, with distributions reinvested, QUAL returned +16.0% and VBIL returned +3.8%, so QUAL returned more. One year is one year; the longer windows are in the table.

Which is cheaper, QUAL or VBIL?

QUAL charges 0.15% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

QUAL vs VBIL: how they differ

QUAL and VBIL hold 0% of their weight in the same names, and QUAL returned more over the year.

iShares MSCI USA Quality Factor ETF and Vanguard 0-3 Month Treasury Bill ETF.

What they hold in common

By the books each fund has filed, QUAL and VBIL hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in QUAL	Only in VBIL
NVIDIA CORPORATION 6.52%	United States Treasury Bill 6.78%
APPLE INC. 6.28%	United States Treasury Bill 6.10%
MICROSOFT CORPORATION 5.05%	United States Treasury Bill 5.61%
META PLATFORMS, INC. 3.50%	United States Treasury Bill 5.41%
LAM RESEARCH CORPORATION 3.23%	United States Treasury Bill 5.18%
THE TJX COMPANIES, INC. 3.19%	United States Treasury Bill 5.17%
VISA INC. 3.09%	United States Treasury Bill 5.15%
ELI LILLY AND COMPANY 2.92%	United States Treasury Bill 5.13%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.

QUAL and VBIL on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	QUAL iShares MSCI USA Quality Factor ETF	VBIL Vanguard 0-3 Month Treasury Bill ETF
Where it sits	Core index fund	Core index fund
Issuer	iShares	Vanguard
What it is	MSCI USA Quality Factor	0-3 Month Treasury Bill
Total return, 1 year	+16.0%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−1.5 pts	−13.7 pts
Expense ratio	0.15%	0.06%
Holdings	121	26

QUAL in plain words

QUAL is an index equity fund tracking the MSCI USA Quality Factor. Over the year to Sep 11, 2026 it returned +16.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for Apr 30, 2026, 99% of the fund by weight is stocks the S&P 500 also holds, across 121 positions, with the top ten at 39.1%. It sat 3.1% below its high of Aug 13, 2026 on Sep 11, 2026.

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, QUAL or VBIL?: In the year to Sep 12, 2026, with distributions reinvested, QUAL returned +16.0% and VBIL returned +3.8%, so QUAL returned more. One year is one year; the longer windows are in the table.
Which is cheaper, QUAL or VBIL?: QUAL charges 0.15% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

QUAL against VBIL, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, QUAL against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/QUAL-VBIL Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources