Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
PQJA vs QQQM: how they differ
PQJA and QQQM are measured over different days, and QQQM charges 0.15% against 0.50%.
PGIM Nasdaq-100 Buffer 12 ETF - January and Invesco NASDAQ 100 ETF.
| PQJA PGIM Nasdaq-100 Buffer 12 ETF - January | QQQM Invesco NASDAQ 100 ETF | |
|---|---|---|
| Where it sits | Buffer ETF | Core index fund |
| Issuer | PGIM | Invesco |
| What it is | Defined outcome, 12% on QQQ | Nasdaq-100 |
| Total return, 1 year | not published | +23.0% |
| S&P 500 over the same days | not published | +17.5% |
| Gap to the S&P 500 | not available | +5.5 pts |
| Expense ratio | 0.50% | 0.15% |
| Holdings | not filed | 101 |
PQJA in plain words
From its price on Sep 12, 2026, the fund can gain about 5.1% more before it reaches its cap. The fund's price can fall 10.2% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, QQQ can fall 14.1% from today's level to the point where the buffer begins. Protection left, in index points: 12.0% of the 12.0% buffer still sits below today's QQQ level. 111 days remained on Sep 12, 2026. On Dec 31, 2026 the period ends and a new cap is set.
QQQM in plain words
QQQM is an index equity fund tracking the Nasdaq-100. Over the year to Sep 11, 2026 it returned +23.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for May 31, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 101 positions, with the top ten at 47.5%. It sat 4.1% below its high of Jun 2, 2026 on Sep 11, 2026.
Questions people ask
- Which is cheaper, PQJA or QQQM?
- PQJA charges 0.50% a year and QQQM charges 0.15%, so QQQM is cheaper. Fees come from each fund's prospectus.
- Are PQJA and QQQM the same kind of fund?
- No. PQJA is a buffer ETF and QQQM is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, PQJA against QQQM, data as of Sep 12, 2026. https://etfiq.com/compare/any/PQJA-QQQM Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources