Which returned more over the last year, MDY or VBIL?

In the year to Sep 12, 2026, with distributions reinvested, MDY returned +13.0% and VBIL returned +3.8%, so MDY returned more. One year is one year; the longer windows are in the table.

Which is cheaper, MDY or VBIL?

MDY charges 0.23% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

MDY vs VBIL: how they differ

MDY and VBIL hold 0% of their weight in the same names, and MDY returned more over the year.

SPDR S&P MidCap 400 ETF Trust and Vanguard 0-3 Month Treasury Bill ETF.

What they hold in common

By the books each fund has filed, MDY and VBIL hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in MDY	Only in VBIL
TWILIO INC 0.86%	United States Treasury Bill 6.78%
CARPENTER TECHNOLOGY CORP 0.85%	United States Treasury Bill 6.10%
MKS INC 0.83%	United States Treasury Bill 5.61%
CURTISS-WRIGHT CORP 0.77%	United States Treasury Bill 5.41%
ENTEGRIS INC 0.76%	United States Treasury Bill 5.18%
NVENT ELECTRIC PLC 0.76%	United States Treasury Bill 5.17%
ATI INC 0.74%	United States Treasury Bill 5.15%
ILLUMINA INC 0.73%	United States Treasury Bill 5.13%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

MDY and VBIL on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	MDY SPDR S&P MidCap 400 ETF Trust	VBIL Vanguard 0-3 Month Treasury Bill ETF
Where it sits	Core index fund	Core index fund
Issuer	State Street	Vanguard
What it is	S&P MidCap 400, book from IJH	0-3 Month Treasury Bill
Total return, 1 year	+13.0%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−4.5 pts	−13.7 pts
Expense ratio	0.23%	0.06%
Holdings	400	26

MDY in plain words

MDY is an index equity fund tracking the S&P MidCap 400. Over the year to Sep 11, 2026 it returned +13.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.23% a year. By its holdings filed for Jun 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 400 positions, with the top ten at 7.7%. It sat 5.3% below its high of Aug 14, 2026 on Sep 11, 2026.

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, MDY or VBIL?: In the year to Sep 12, 2026, with distributions reinvested, MDY returned +13.0% and VBIL returned +3.8%, so MDY returned more. One year is one year; the longer windows are in the table.
Which is cheaper, MDY or VBIL?: MDY charges 0.23% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

MDY against VBIL, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, MDY against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/MDY-VBIL Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources