Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
IYR vs SCHF: how they differ
IYR and SCHF hold 0% of their weight in the same names, and SCHF returned more over the year.
iShares U.S. Real Estate ETF and Schwab International Equity ETF.
What they hold in common
By the books each fund has filed, IYR and SCHF hold 0% of their money in the same securities at the same weight.
| Only in IYR | Only in SCHF |
|---|---|
| WELLTOWER INC. 10.88% | SK hynix Inc 2.83% |
| PROLOGIS, INC. 8.77% | ASML Holding NV 2.12% |
| SIMON PROPERTY GROUP, INC. 4.79% | HSBC Holdings PLC 1.09% |
| EQUINIX, INC. 4.58% | Novartis AG 0.98% |
| DIGITAL REALTY TRUST, INC. 4.41% | AstraZeneca PLC 0.94% |
| REALTY INCOME CORPORATION 4.29% | Royal Bank of Canada 0.91% |
| AMERICAN TOWER CORPORATION 3.88% | Nestle SA 0.88% |
| PUBLIC STORAGE. 3.74% | Shell PLC 0.81% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| IYR iShares U.S. Real Estate ETF | SCHF Schwab International Equity ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | Schwab |
| What it is | U.S. Real Estate | International Equity |
| Total return, 1 year | +4.7% | +25.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −12.8 pts | +8.0 pts |
| Expense ratio | 0.37% | 0.03% |
| Already in the S&P 500 | 80.4% | 0.0% |
| Holdings | 61 | 1476 |
IYR in plain words
IYR is an index equity fund tracking the U.S. Real Estate. Over the year to Sep 11, 2026 it returned +4.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.37% a year. By its holdings filed for Jun 30, 2026, 80% of the fund by weight is stocks the S&P 500 also holds, across 61 positions, with the top ten at 51.5%. It sat 6.1% below its high of Jul 28, 2026 on Sep 11, 2026.
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
Questions people ask
- Which returned more over the last year, IYR or SCHF?
- In the year to Sep 12, 2026, with distributions reinvested, IYR returned +4.7% and SCHF returned +25.4%, so SCHF returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, IYR or SCHF?
- IYR charges 0.37% a year and SCHF charges 0.03%, so SCHF is cheaper. Fees come from each fund's prospectus.
- How much do IYR and SCHF overlap with the S&P 500?
- By their latest filed holdings, 80% of IYR and 0% of SCHF by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, IYR against SCHF, data as of Sep 12, 2026. https://etfiq.com/compare/any/IYR-SCHF Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources