Which returned more over the last year, EMB or XLU?

In the year to Sep 12, 2026, with distributions reinvested, EMB returned +2.8% and XLU returned +2.4%, so EMB returned more. One year is one year; the longer windows are in the table.

Which is cheaper, EMB or XLU?

EMB charges 0.39% a year and XLU charges 0.08%, so XLU is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

EMB vs XLU: how they differ

EMB and XLU hold 0% of their weight in the same names.

iShares J.P. Morgan USD Emerging Markets Bond ETF and State Street(R) Utilities Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, EMB and XLU hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in EMB	Only in XLU
Argentina Republic Government Internatio 1.12%	NextEra Energy Inc 12.93%
Argentina Republic Government Internatio 0.73%	Southern Co/The 7.62%
Argentina Republic Government Internatio 0.64%	Duke Energy Corp 6.97%
Argentina Republic Government Internatio 0.53%	Constellation Energy Corp 5.61%
Uruguay Government International Bonds 0.52%	American Electric Power Co Inc 5.26%
EAGLE FUNDING LUXCO SARL 0.51%	Sempra 4.28%
Republic of Poland Government Internatio 0.40%	Dominion Energy Inc 4.24%
UKRAINE GOVERNMENT 0.38%	Entergy Corp 3.71%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.

EMB and XLU on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	EMB iShares J.P. Morgan USD Emerging Markets Bond ETF	XLU State Street(R) Utilities Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	iShares	State Street
What it is	J.P. Morgan USD Emerging Markets Bond	Utilities
Total return, 1 year	+2.8%	+2.4%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−14.7 pts	−15.1 pts
Expense ratio	0.39%	0.08%
Holdings	681	31

EMB in plain words

EMB is a bond fund tracking the J.P. Morgan USD Emerging Markets Bond. Over the year to Sep 11, 2026 it returned +2.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.39% a year.

XLU in plain words

XLU is an index equity fund tracking the Utilities. Over the year to Sep 11, 2026 it returned +2.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 57.7%. It sat 10.0% below its high of Feb 27, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, EMB or XLU?: In the year to Sep 12, 2026, with distributions reinvested, EMB returned +2.8% and XLU returned +2.4%, so EMB returned more. One year is one year; the longer windows are in the table.
Which is cheaper, EMB or XLU?: EMB charges 0.39% a year and XLU charges 0.08%, so XLU is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

EMB against XLU, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, EMB against XLU, data as of Sep 12, 2026. https://etfiq.com/compare/any/EMB-XLU Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources