Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
CGBL vs XLU: how they differ
CGBL and XLU hold 2% of their weight in the same names, and CGBL returned more over the year.
Capital Group Core Balanced ETF and State Street(R) Utilities Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, CGBL and XLU hold 2% of their money in the same securities at the same weight.
| Holding | CGBL | XLU |
|---|---|---|
| Southern Co/The | 0.97% | 7.62% |
| DTE Energy Co | 0.69% | 2.24% |
| Only in CGBL | Only in XLU |
|---|---|
| Capital Group Core Plus Income ETF 23.22% | NextEra Energy Inc 12.93% |
| Capital Group Core Bond ETF 15.60% | Duke Energy Corp 6.97% |
| Broadcom Inc 4.57% | Constellation Energy Corp 5.61% |
| Taiwan Semiconductor Manufacturing Co Lt 3.48% | American Electric Power Co Inc 5.26% |
| Alphabet Inc 2.78% | Sempra 4.28% |
| Micron Technology Inc 2.23% | Dominion Energy Inc 4.24% |
| Philip Morris International Inc 2.07% | Entergy Corp 3.71% |
| Apple Inc 2.00% | Vistra Corp 3.55% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| CGBL Capital Group Core Balanced ETF | XLU State Street(R) Utilities Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Capital | State Street |
| What it is | Core Balanced | Utilities |
| Total return, 1 year | +9.9% | +2.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −7.6 pts | −15.1 pts |
| Expense ratio | 0.33% | 0.08% |
| Already in the S&P 500 | 48.1% | 100.0% |
| Holdings | 77 | 31 |
CGBL in plain words
CGBL is an index equity fund tracking the Core Balanced. Over the year to Sep 11, 2026 it returned +9.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.33% a year. By its holdings filed for Jun 30, 2026, 48% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 59.2%.
XLU in plain words
XLU is an index equity fund tracking the Utilities. Over the year to Sep 11, 2026 it returned +2.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 57.7%. It sat 10.0% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, CGBL or XLU?
- In the year to Sep 12, 2026, with distributions reinvested, CGBL returned +9.9% and XLU returned +2.4%, so CGBL returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, CGBL or XLU?
- CGBL charges 0.33% a year and XLU charges 0.08%, so XLU is cheaper. Fees come from each fund's prospectus.
- How much do CGBL and XLU overlap with the S&P 500?
- By their latest filed holdings, 48% of CGBL and 100% of XLU by weight is stocks the S&P 500 already holds. Between the two funds, 2% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, CGBL against XLU, data as of Sep 12, 2026. https://etfiq.com/compare/any/CGBL-XLU Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources