Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.
BND vs SCHD
Vanguard Total Bond Market Index Fund and Schwab U.S. Dividend Equity ETF.
| BND Vanguard Total Bond Market Index Fund | SCHD Schwab U.S. Dividend Equity ETF | |
|---|---|---|
| Where it sits | Core fund | Core fund |
| Issuer | Vanguard | Schwab |
| What it is | US aggregate bonds | US dividend |
| Total return, 1 year | +1.3% | +30.3% |
| S&P 500 over the same days | +20.0% | +20.0% |
| Gap to the S&P 500 | −18.7 pts | +10.3 pts |
| Expense ratio | 0.03% | 0.06% |
| Holdings | n/a | 99 |
BND in plain words
BND is a bond fund tracking US aggregate bonds. Over the year to Sep 4, 2026 it returned +1.3% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.
SCHD in plain words
SCHD is a index equity fund tracking US dividend. Over the year to Sep 4, 2026 it returned +30.3% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%.
Questions people ask
- Which returned more over the last year, BND or SCHD?
- In the year to Sep 4, 2026, with distributions reinvested, BND returned +1.3% and SCHD returned +30.3%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BND or SCHD?
- BND charges 0.03% a year and SCHD charges 0.06%, so BND is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where to next
Cite this page. ETFIQ, BND against SCHD, data as of Sep 4, 2026. https://etfiq.com/compare/any/BND-SCHD.html Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. ETFIQ publishes the same fields for every fund and suggests no allocation. Standards and sources