Which returned more over the last year, BIL or VDC?

In the year to Sep 12, 2026, with distributions reinvested, BIL returned +3.7% and VDC returned +4.6%, so VDC returned more. One year is one year; the longer windows are in the table.

Which is cheaper, BIL or VDC?

BIL charges 0.14% a year and VDC charges 0.09%, so VDC is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

BIL vs VDC: how they differ

BIL is a short-term Treasury fund and VDC an equity index fund, and over the year VDC returned more, +4.6% against +3.7%.

SPDR Bloomberg 1-3 Month T-Bill ETF and Vanguard Consumer Staples Index Fund.

BIL and VDC on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	BIL SPDR Bloomberg 1-3 Month T-Bill ETF	VDC Vanguard Consumer Staples Index Fund
Where it sits	Core index fund	Core index fund
Issuer	State Street	Vanguard
What it is	1-3 month T-bills	Consumer Staples
Total return, 1 year	+3.7%	+4.6%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.8 pts	−12.9 pts
Expense ratio	0.14%	0.09%
Holdings	not filed	103

BIL in plain words

BIL is a cash and treasury bills tracking the 1-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.14% a year.

VDC in plain words

VDC is an index equity fund tracking the Consumer Staples. Over the year to Sep 11, 2026 it returned +4.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year. By its holdings filed for May 31, 2026, 87% of the fund by weight is stocks the S&P 500 also holds, across 103 positions, with the top ten at 65.0%. It sat 6.8% below its high of Feb 27, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, BIL or VDC?: In the year to Sep 12, 2026, with distributions reinvested, BIL returned +3.7% and VDC returned +4.6%, so VDC returned more. One year is one year; the longer windows are in the table.
Which is cheaper, BIL or VDC?: BIL charges 0.14% a year and VDC charges 0.09%, so VDC is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

BIL against VDC, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, BIL against VDC, data as of Sep 12, 2026. https://etfiq.com/compare/any/BIL-VDC Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources