Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
BIL vs VBIL: how they differ
BIL and VBIL are both short-term Treasury funds, and over the year they finished level, +3.7% against +3.8%.
SPDR Bloomberg 1-3 Month T-Bill ETF and Vanguard 0-3 Month Treasury Bill ETF.
| BIL SPDR Bloomberg 1-3 Month T-Bill ETF | VBIL Vanguard 0-3 Month Treasury Bill ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | Vanguard |
| What it is | 1-3 month T-bills | 0-3 Month Treasury Bill |
| Total return, 1 year | +3.7% | +3.8% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.8 pts | −13.7 pts |
| Expense ratio | 0.14% | 0.06% |
| Holdings | not filed | 26 |
BIL in plain words
BIL is a cash and treasury bills tracking the 1-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.14% a year.
VBIL in plain words
VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.
Questions people ask
- Which returned more over the last year, BIL or VBIL?
- In the year to Sep 12, 2026, with distributions reinvested, BIL returned +3.7% and VBIL returned +3.8%, so VBIL returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BIL or VBIL?
- BIL charges 0.14% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BIL against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/BIL-VBIL Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources