Which returned more over the last year, BIL or TIP?

In the year to Sep 12, 2026, with distributions reinvested, BIL returned +3.7% and TIP returned −1.0%, so BIL returned more. One year is one year; the longer windows are in the table.

Which is cheaper, BIL or TIP?

BIL charges 0.14% a year and TIP charges 0.18%, so BIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

BIL vs TIP: how they differ

BIL is a short-term Treasury fund and TIP a bond index fund, and over the year BIL returned more, +3.7% against −1.0%.

SPDR Bloomberg 1-3 Month T-Bill ETF and iShares TIPS Bond ETF.

BIL and TIP on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	BIL SPDR Bloomberg 1-3 Month T-Bill ETF	TIP iShares TIPS Bond ETF
Where it sits	Core index fund	Core index fund
Issuer	State Street	iShares
What it is	1-3 month T-bills	TIPS Bond
Total return, 1 year	+3.7%	−1.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.8 pts	−18.5 pts
Expense ratio	0.14%	0.18%
Holdings	not filed	48

BIL in plain words

BIL is a cash and treasury bills tracking the 1-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.14% a year.

TIP in plain words

TIP is a bond fund tracking the TIPS Bond. Over the year to Sep 11, 2026 it returned −1.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.18% a year.

Questions people ask

Which returned more over the last year, BIL or TIP?: In the year to Sep 12, 2026, with distributions reinvested, BIL returned +3.7% and TIP returned −1.0%, so BIL returned more. One year is one year; the longer windows are in the table.
Which is cheaper, BIL or TIP?: BIL charges 0.14% a year and TIP charges 0.18%, so BIL is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

BIL against TIP, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, BIL against TIP, data as of Sep 12, 2026. https://etfiq.com/compare/any/BIL-TIP Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources