Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
BIL vs BSV: how they differ
BIL is a short-term Treasury fund and BSV a bond index fund, and over the year BIL returned more, +3.7% against +1.1%.
SPDR Bloomberg 1-3 Month T-Bill ETF and Vanguard Short-Term Bond Index Fund.
| BIL SPDR Bloomberg 1-3 Month T-Bill ETF | BSV Vanguard Short-Term Bond Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | Vanguard |
| What it is | 1-3 month T-bills | Short-Term Bond |
| Total return, 1 year | +3.7% | +1.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.8 pts | −16.4 pts |
| Expense ratio | 0.14% | 0.03% |
| Holdings | not filed | 3185 |
BIL in plain words
BIL is a cash and treasury bills tracking the 1-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.14% a year.
BSV in plain words
BSV is a bond fund tracking the Short-Term Bond. Over the year to Sep 11, 2026 it returned +1.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.
Questions people ask
- Which returned more over the last year, BIL or BSV?
- In the year to Sep 12, 2026, with distributions reinvested, BIL returned +3.7% and BSV returned +1.1%, so BIL returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BIL or BSV?
- BIL charges 0.14% a year and BSV charges 0.03%, so BSV is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BIL against BSV, data as of Sep 12, 2026. https://etfiq.com/compare/any/BIL-BSV Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources