Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
ARLI vs EFA: how they differ
ARLI and EFA are measured over different days, and EFA charges 0.32% against 0.79%.
AllianzIM International Equity Buffer15 Uncapped ETF - Apr and iShares MSCI EAFE ETF.
| ARLI AllianzIM International Equity Buffer15 Uncapped ETF - Apr | EFA iShares MSCI EAFE ETF | |
|---|---|---|
| Where it sits | Buffer ETF | Core index fund |
| Issuer | AllianzIM | iShares |
| What it is | Defined outcome, 15% on EFA | Developed markets ex US |
| Total return, 1 year | not published | +18.2% |
| S&P 500 over the same days | not published | +17.5% |
| Gap to the S&P 500 | not available | +0.7 pts |
| Expense ratio | 0.79% | 0.32% |
| Holdings | not filed | 705 |
ARLI in plain words
This fund has no cap. It takes a share of any further rise in EFA. The fund's price can fall 6.8% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, EFA can fall 9.0% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's EFA level. 201 days remained on Sep 12, 2026. On Mar 31, 2027 the period ends and a new cap is set.
EFA in plain words
EFA is an index equity fund tracking the Developed markets ex US. Over the year to Sep 11, 2026 it returned +18.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.32% a year. By its holdings filed for Apr 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 705 positions, with the top ten at 13.4%.
Questions people ask
- Which is cheaper, ARLI or EFA?
- ARLI charges 0.79% a year and EFA charges 0.32%, so EFA is cheaper. Fees come from each fund's prospectus.
- Are ARLI and EFA the same kind of fund?
- No. ARLI is a buffer ETF and EFA is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, ARLI against EFA, data as of Sep 12, 2026. https://etfiq.com/compare/any/ARLI-EFA Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources