Data as of . Every figure is the buffer desk's own, on published data.
POCT vs UJAN
Where each one stands today
POCT resets first, on Sep 30, 2026, 26 days from now; UJAN runs to Dec 31, 2026, 118 days. POCT can still gain 0.5% before its cap, UJAN 3.4%. A fall from here reaches POCT’s buffer after 10.2% and UJAN’s after 11.9%. Both track SPY, so what separates them is where each is in its own period.
Every figure is the buffer desk’s own, from the issuer’s published outcome-period terms. A buffer ETF holds FLEX options on its reference index rather than shares, so there is no holdings overlap between two of them to report.
Performance, window by window
| Window | Total return | Gap to the reference | ||
|---|---|---|---|---|
| POCT | UJAN | POCT | UJAN | |
| 3 months | +3.5% | +3.0% | −1.2 pts | −1.7 pts |
| 6 months | +8.9% | +7.5% | −6.2 pts | −7.6 pts |
| 1 year | +11.5% | +11.5% | −8.5 pts | −8.5 pts |
| 3 years | +39.8% | +39.9% | −38.2 pts | −38.1 pts |
| POCT Innovator U.S. Equity Power Buffer ETF - Oct | UJAN Innovator U.S. Equity Ultra Buffer ETF - Jan | |
|---|---|---|
| Issuer | Innovator | Innovator |
| Reference index | SPY | SPY |
| Buffer | ||
| Outcome period | Sep 30, 2025 to Sep 30, 2026 | Dec 31, 2025 to Dec 31, 2026 |
| Days left | 26 | 118 |
| Starting cap | +11.8% | +11.4% |
| Can still gain | 0.5% | 3.4% |
| Fall before buffer | 10.2% | 11.9% |
| Protection left, index points | 15.0% of 15.0% | 30.0% of 30.0% |
| Index return this period | +15.6% | +12.9% |
| Fund return this period | +10.4% | +7.2% |
| State today | At cap | At cap |
| Expense ratio | 0.79% | 0.79% |
POCT in plain words
SPY had already risen past this fund's cap of +11.8% for the period on Sep 4, 2026, so in index terms there is no more upside to collect. The fund's own price can still drift up to about 0.5% as the period runs out. The fund's price can fall 10.2% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 13.5% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 26 days remained on Sep 4, 2026. On Sep 30, 2026 the period ends and a new cap is set.
UJAN in plain words
SPY had already risen past this fund's cap of +11.4% for the period on Sep 4, 2026, so in index terms there is no more upside to collect. The fund's own price can still drift up to about 3.4% as the period runs out. The fund's price can fall 11.9% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 15.9% from today's level to the point where the buffer begins. Protection left, in index points: 30.0% of the 30.0% buffer still sits below today's SPY level. 118 days remained on Sep 4, 2026. On Dec 31, 2026 the period ends and a new cap is set.
Questions people ask
- Which has more room to gain, POCT or UJAN?
- From their prices on Sep 4, 2026, POCT can gain about 0.5% before its cap and UJAN about 3.4%, so UJAN has more room left this period.
- Which resets first, POCT or UJAN?
- POCT ends its outcome period on Sep 30, 2026 and UJAN on Dec 31, 2026. A new cap is set the day after each.
- Which is cheaper, POCT or UJAN?
- POCT charges 0.79% a year and UJAN charges 0.79%, so POCT is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, POCT against UJAN, data as of Sep 4, 2026. https://etfiq.com/compare/buffer/POCT-UJAN.html Free to use with attribution; the underlying files are at Open data.