Which returned more over the last year, VTI or XYLD?

In the year to Sep 4, 2026, with distributions reinvested, VTI returned +20.0% and XYLD returned +18.6%, so VTI returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VTI or XYLD?

VTI charges 0.03% a year and XYLD charges 0.60%, so VTI is cheaper. Fees come from each fund's prospectus.

Are VTI and XYLD the same kind of fund?

No. VTI is an index ETF and XYLD is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.

VTI vs XYLD

Name: ETFIQ comparison of VTI and XYLD
Creator: ETFIQ
License: https://etfiq.com/standards/

Vanguard Total Stock Market Index Fund and Global X S&P 500 Covered Call ETF.

VTI and XYLD on the fields both publish, as of Sep 4, 2026. Source: ETFIQ.
	VTI Vanguard Total Stock Market Index Fund	XYLD Global X S&P 500 Covered Call ETF
Where it sits	Core fund	Income desk
Issuer	Vanguard	Global X
What it is	US total market	covered call, vs ACWI
Total return, 1 year	+20.0%	+18.6%
S&P 500 over the same days	+20.0%	+22.7%
Gap to the S&P 500	+0.0 pts	−4.1 pts
Cash paid, 1 year	not an income fund	11.1%
Expense ratio	0.03%	0.60%
Holdings	3531	n/a

VTI in plain words

VTI is a index equity fund tracking US total market. Over the year to Sep 4, 2026 it returned +20.0% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.

XYLD in plain words

Over the year to Sep 4, 2026, XYLD paid 11.1% of its starting value in cash distributions while its price rose 6.5%. With every distribution reinvested, the fund returned +18.6%. All-country world (ACWI) returned +22.7% over the same days, so a holder was behind by 4.1 pts. At its price on Sep 4, 2026 the latest distribution annualises to 9.0%, paid monthly. Global X estimates that 93% of the distribution paid Aug 27, 2026 was a return of capital (19a-1 notice, estimated, a tax characterisation rather than a measure of erosion).

Questions people ask

Which returned more over the last year, VTI or XYLD?: In the year to Sep 4, 2026, with distributions reinvested, VTI returned +20.0% and XYLD returned +18.6%, so VTI returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VTI or XYLD?: VTI charges 0.03% a year and XYLD charges 0.60%, so VTI is cheaper. Fees come from each fund's prospectus.
Are VTI and XYLD the same kind of fund?: No. VTI is an index ETF and XYLD is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Other comparisons

Where to next

Cite this page. ETFIQ, VTI against XYLD, data as of Sep 4, 2026. https://etfiq.com/compare/any/VTI-XYLD.html Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. ETFIQ publishes the same fields for every fund and suggests no allocation. Standards and sources