Which returned more over the last year, SPY or VTI?

In the year to Sep 4, 2026, with distributions reinvested, SPY returned +20.0% and VTI returned +20.0%, so VTI returned more. One year is one year; the longer windows are in the table.

How much do SPY and VTI overlap with the S&P 500?

By their latest filed holdings, 100% of SPY and 88% of VTI by weight is stocks the S&P 500 already holds.

Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.

SPY vs VTI

Name: ETFIQ comparison of SPY and VTI
Creator: ETFIQ
License: https://etfiq.com/standards/

SPDR S&P 500 ETF Trust and Vanguard Total Stock Market Index Fund.

SPY and VTI on the fields both publish, as of Sep 4, 2026. Source: ETFIQ.
	SPY SPDR S&P 500 ETF Trust	VTI Vanguard Total Stock Market Index Fund
Where it sits	Core fund	Core fund
Issuer	State Street	Vanguard
What it is	S&P 500, book from IVV	US total market
Total return, 1 year	+20.0%	+20.0%
S&P 500 over the same days	+20.0%	+20.0%
Gap to the S&P 500	+0.0 pts	+0.0 pts
Expense ratio	not published	0.03%
Already in the S&P 500	100.0%	88.3%
Holdings	504	3531

SPY in plain words

SPY is a index equity fund tracking S&P 500, book from IVV. Over the year to Sep 4, 2026 it returned +20.0% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 504 positions, with the top ten at 36.4%.

VTI in plain words

VTI is a index equity fund tracking US total market. Over the year to Sep 4, 2026 it returned +20.0% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.

Questions people ask

Which returned more over the last year, SPY or VTI?: In the year to Sep 4, 2026, with distributions reinvested, SPY returned +20.0% and VTI returned +20.0%, so VTI returned more. One year is one year; the longer windows are in the table.
How much do SPY and VTI overlap with the S&P 500?: By their latest filed holdings, 100% of SPY and 88% of VTI by weight is stocks the S&P 500 already holds.

Other comparisons

Where to next

Cite this page. ETFIQ, SPY against VTI, data as of Sep 4, 2026. https://etfiq.com/compare/any/SPY-VTI.html Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. ETFIQ publishes the same fields for every fund and suggests no allocation. Standards and sources