Which returned more over the last year, SDTY or VTI?

In the year to Sep 4, 2026, with distributions reinvested, SDTY returned +18.8% and VTI returned +20.0%, so VTI returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SDTY or VTI?

SDTY charges 1.08% a year and VTI charges 0.03%, so VTI is cheaper. Fees come from each fund's prospectus.

Are SDTY and VTI the same kind of fund?

No. SDTY is an option-income ETF and VTI is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.

SDTY vs VTI

Name: ETFIQ comparison of SDTY and VTI
Creator: ETFIQ
License: https://etfiq.com/standards/

YieldMax(R) S&P 500 0DTE Covered Call Strategy ETF and Vanguard Total Stock Market Index Fund.

SDTY and VTI on the fields both publish, as of Sep 4, 2026. Source: ETFIQ.
	SDTY YieldMax(R) S&P 500 0DTE Covered Call Strategy ETF	VTI Vanguard Total Stock Market Index Fund
Where it sits	Income desk	Core fund
Issuer	YieldMax	Vanguard
What it is	0DTE covered call, vs SPY	US total market
Total return, 1 year	+18.8%	+20.0%
S&P 500 over the same days	+20.0%	+20.0%
Gap to the S&P 500	−1.2 pts	+0.0 pts
Cash paid, 1 year	24.8%	not an income fund
Expense ratio	1.08%	0.03%
Holdings	n/a	3531

SDTY in plain words

Over the year to Sep 4, 2026, SDTY paid 24.8% of its starting value in cash distributions while its price fell 8.4%. With every distribution reinvested, the fund returned +18.8%. S&P 500 (SPY) returned +20.0% over the same days, so a holder was behind by 1.2 pts. At its price on Sep 4, 2026 the latest distribution annualises to 20.9%, paid weekly. YieldMax estimates that 43% of the distribution paid Sep 3, 2026 was a return of capital (19a-1 notice, estimated, a tax characterisation rather than a measure of erosion).

VTI in plain words

VTI is a index equity fund tracking US total market. Over the year to Sep 4, 2026 it returned +20.0% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.

Questions people ask

Which returned more over the last year, SDTY or VTI?: In the year to Sep 4, 2026, with distributions reinvested, SDTY returned +18.8% and VTI returned +20.0%, so VTI returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SDTY or VTI?: SDTY charges 1.08% a year and VTI charges 0.03%, so VTI is cheaper. Fees come from each fund's prospectus.
Are SDTY and VTI the same kind of fund?: No. SDTY is an option-income ETF and VTI is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Other comparisons

Where to next

Cite this page. ETFIQ, SDTY against VTI, data as of Sep 4, 2026. https://etfiq.com/compare/any/SDTY-VTI.html Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. ETFIQ publishes the same fields for every fund and suggests no allocation. Standards and sources