Which returned more over the last year, SCHD or YMAX?

In the year to Sep 4, 2026, with distributions reinvested, SCHD returned +30.3% and YMAX returned +3.5%, so SCHD returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHD or YMAX?

SCHD charges 0.06% a year and YMAX charges 1.33%, so SCHD is cheaper. Fees come from each fund's prospectus.

Are SCHD and YMAX the same kind of fund?

No. SCHD is an index ETF and YMAX is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.

SCHD vs YMAX

Name: ETFIQ comparison of SCHD and YMAX
Creator: ETFIQ
License: https://etfiq.com/standards/

Schwab U.S. Dividend Equity ETF and YieldMax(R) Universe Fund of Option Income ETFs.

SCHD and YMAX on the fields both publish, as of Sep 4, 2026. Source: ETFIQ.
	SCHD Schwab U.S. Dividend Equity ETF	YMAX YieldMax(R) Universe Fund of Option Income ETFs
Where it sits	Core fund	Income desk
Issuer	Schwab	YieldMax
What it is	US dividend	synthetic covered call, vs SPY
Total return, 1 year	+30.3%	+3.5%
S&P 500 over the same days	+20.0%	+20.0%
Gap to the S&P 500	+10.3 pts	−16.5 pts
Cash paid, 1 year	not an income fund	40.0%
Expense ratio	0.06%	1.33%
Holdings	99	n/a

SCHD in plain words

SCHD is a index equity fund tracking US dividend. Over the year to Sep 4, 2026 it returned +30.3% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%.

YMAX in plain words

Over the year to Sep 4, 2026, YMAX paid 40.0% of its starting value in cash distributions while its price fell 38.7%. With every distribution reinvested, the fund returned +3.5%. S&P 500 (SPY), used as a default proxy returned +20.0% over the same days, so a holder was behind by 16.5 pts. At its price on Sep 4, 2026 the latest distribution annualises to 40.6%, paid weekly. YieldMax estimates that 43% of the distribution paid Sep 3, 2026 was a return of capital (19a-1 notice, estimated, a tax characterisation rather than a measure of erosion).

Questions people ask

Which returned more over the last year, SCHD or YMAX?: In the year to Sep 4, 2026, with distributions reinvested, SCHD returned +30.3% and YMAX returned +3.5%, so SCHD returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHD or YMAX?: SCHD charges 0.06% a year and YMAX charges 1.33%, so SCHD is cheaper. Fees come from each fund's prospectus.
Are SCHD and YMAX the same kind of fund?: No. SCHD is an index ETF and YMAX is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Other comparisons

Where to next

Cite this page. ETFIQ, SCHD against YMAX, data as of Sep 4, 2026. https://etfiq.com/compare/any/SCHD-YMAX.html Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. ETFIQ publishes the same fields for every fund and suggests no allocation. Standards and sources