Which returned more over the last year, SCHD or VTI?

In the year to Sep 4, 2026, with distributions reinvested, SCHD returned +30.3% and VTI returned +20.0%, so SCHD returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHD or VTI?

SCHD charges 0.06% a year and VTI charges 0.03%, so VTI is cheaper. Fees come from each fund's prospectus.

How much do SCHD and VTI overlap with the S&P 500?

By their latest filed holdings, 95% of SCHD and 88% of VTI by weight is stocks the S&P 500 already holds.

Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.

SCHD vs VTI

Name: ETFIQ comparison of SCHD and VTI
Creator: ETFIQ
License: https://etfiq.com/standards/

Schwab U.S. Dividend Equity ETF and Vanguard Total Stock Market Index Fund.

SCHD and VTI on the fields both publish, as of Sep 4, 2026. Source: ETFIQ.
	SCHD Schwab U.S. Dividend Equity ETF	VTI Vanguard Total Stock Market Index Fund
Where it sits	Core fund	Core fund
Issuer	Schwab	Vanguard
What it is	US dividend	US total market
Total return, 1 year	+30.3%	+20.0%
S&P 500 over the same days	+20.0%	+20.0%
Gap to the S&P 500	+10.3 pts	+0.0 pts
Expense ratio	0.06%	0.03%
Already in the S&P 500	95.1%	88.3%
Holdings	99	3531

SCHD in plain words

SCHD is a index equity fund tracking US dividend. Over the year to Sep 4, 2026 it returned +30.3% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%.

VTI in plain words

VTI is a index equity fund tracking US total market. Over the year to Sep 4, 2026 it returned +20.0% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.

Questions people ask

Which returned more over the last year, SCHD or VTI?: In the year to Sep 4, 2026, with distributions reinvested, SCHD returned +30.3% and VTI returned +20.0%, so SCHD returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHD or VTI?: SCHD charges 0.06% a year and VTI charges 0.03%, so VTI is cheaper. Fees come from each fund's prospectus.
How much do SCHD and VTI overlap with the S&P 500?: By their latest filed holdings, 95% of SCHD and 88% of VTI by weight is stocks the S&P 500 already holds.

Other comparisons

Where to next

Cite this page. ETFIQ, SCHD against VTI, data as of Sep 4, 2026. https://etfiq.com/compare/any/SCHD-VTI.html Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. ETFIQ publishes the same fields for every fund and suggests no allocation. Standards and sources