Which returned more over the last year, MSFO or SCHD?

In the year to Sep 4, 2026, with distributions reinvested, MSFO returned +0.3% and SCHD returned +30.3%, so SCHD returned more. One year is one year; the longer windows are in the table.

Which is cheaper, MSFO or SCHD?

MSFO charges 1.03% a year and SCHD charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.

Are MSFO and SCHD the same kind of fund?

No. MSFO is an option-income ETF and SCHD is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.

MSFO vs SCHD

Name: ETFIQ comparison of MSFO and SCHD
Creator: ETFIQ
License: https://etfiq.com/standards/

YieldMax(R) MSFT Option Income Strategy ETF and Schwab U.S. Dividend Equity ETF.

MSFO and SCHD on the fields both publish, as of Sep 4, 2026. Source: ETFIQ.
	MSFO YieldMax(R) MSFT Option Income Strategy ETF	SCHD Schwab U.S. Dividend Equity ETF
Where it sits	Income desk	Core fund
Issuer	YieldMax	Schwab
What it is	synthetic covered call, vs MSFT	US dividend
Total return, 1 year	+0.3%	+30.3%
S&P 500 over the same days	−0.8%	+20.0%
Gap to the S&P 500	+1.1 pts	+10.3 pts
Cash paid, 1 year	27.9%	not an income fund
Expense ratio	1.03%	0.06%
Holdings	n/a	99

MSFO in plain words

Over the year to Sep 4, 2026, MSFO paid 27.9% of its starting value in cash distributions while its price fell 30.3%. With every distribution reinvested, the fund returned +0.3%. Microsoft (MSFT) returned −0.8% over the same days, so a holder was ahead by 1.1 pts. At its price on Sep 4, 2026 the latest distribution annualises to 41.2%, paid weekly. YieldMax estimates that 95% of the distribution paid Sep 4, 2026 was a return of capital (19a-1 notice, estimated, a tax characterisation rather than a measure of erosion).

SCHD in plain words

SCHD is a index equity fund tracking US dividend. Over the year to Sep 4, 2026 it returned +30.3% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%.

Questions people ask

Which returned more over the last year, MSFO or SCHD?: In the year to Sep 4, 2026, with distributions reinvested, MSFO returned +0.3% and SCHD returned +30.3%, so SCHD returned more. One year is one year; the longer windows are in the table.
Which is cheaper, MSFO or SCHD?: MSFO charges 1.03% a year and SCHD charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.
Are MSFO and SCHD the same kind of fund?: No. MSFO is an option-income ETF and SCHD is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Other comparisons

Where to next

Cite this page. ETFIQ, MSFO against SCHD, data as of Sep 4, 2026. https://etfiq.com/compare/any/MSFO-SCHD.html Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. ETFIQ publishes the same fields for every fund and suggests no allocation. Standards and sources