# Fintech and digital payments ETFs

> ETFIQ covers 6 fintech and digital payments ETFs. The largest are ARKF ($791m) and FINX ($159m); fees run 0.35% to 0.75%, as of Oct 12 to 21, 2026.

Data as of Oct 21, 2026. Rebuilt every trading night.

Data as of Oct 21, 2026 .

## Fintech and digital payments ETFs

See every fintech and digital payments ETF by what it holds, not by its name. Funds that hold payment networks, card processors, digital banks and the software behind them. 6 funds, largest first. Updated Oct 21, 2026. The typical fund carries 43% of its weight in S&P 500 names, the 15th most of the 53 themes with filed books.

6 US listed fintech and digital payments ETFs

$791m The largest, ARKF

0.35% The cheapest, LATR

−12.8% Best one year, IPAY

### The short answers

Least like the S&P 500 BPAY , iShares FinTech Active ETF, 31.9% of its weight in S&P 500 companies. Closest pair IPAY and KYC , 45% of their weight in the same companies.

### What these funds actually own

Between them the 6 funds' ten largest holdings name 40 companies, of which 11 appear in more than one. BLOCK INC is among the ten largest of 5 of them, at an average of 4.8% of the fund.

| Company | Among the ten largest of | Average weight where it is | Largest, and in which fund |
| --- | --- | --- | --- |
| BLOCK INC XYZ | 5 of 6 | 4.8% | 8.2% in ARKF |
| Visa Inc V | 4 of 6 | 8.2% | 12.2% in LATR |
| Mastercard Inc MA | 4 of 6 | 7.6% | 11.7% in LATR |
| PayPal Holdings Inc PYPL | 3 of 6 | 4.5% | 5.8% in IPAY |
| ROBINHOOD MARKETS INC - A HOOD | 3 of 6 | 4.2% | 4.8% in ARKF |
| SHOPIFY INC - CLASS A SHOP | 2 of 6 | 7.6% | 9.0% in ARKF |
| Capital One Financial Corp COF | 2 of 6 | 5.1% | 5.9% in IPAY |
| COINBASE GLOBAL INC -CLASS A COIN | 2 of 6 | 4.9% | 5.4% in ARKF |
| Affirm Holdings Inc AFRM | 2 of 6 | 4.8% | 5.1% in LATR |
| NU Holdings Ltd/Cayman Islands NU | 2 of 6 | 3.9% | 4.6% in LATR |
| Corpay Inc CPAY | 2 of 6 | 3.7% | 4.6% in IPAY |
| ROBINHOOD MARKETS, INC. | 1 of 6 | 6.8% | 6.8% in FINX |
| BLOCK, INC. | 1 of 6 | 6.6% | 6.6% in FINX |
| CIRCLE INTERNET GROUP INC CRCL | 1 of 6 | 6.3% | 6.3% in ARKF |
| American Express Co AXP | 1 of 6 | 6.0% | 6.0% in IPAY |

The 15 most widely held of 40. Each row counts the ten largest holdings of each fund, so a fund missing from a row may still hold that company lower down. Weights are of the funds that name it, not of the theme.

### The 6 largest fintech and digital payments ETFs

ETFIQ covers 6 fintech and digital payments ETFs. The largest are ARKF ( $791m ), FINX ( $159m ) and IPAY ( $147m ); fees run 0.35% to 0.75% , as of Oct 12 to 21, 2026 .

- ARKF ARK Blockchain & Fintech Innovation ETF $791m 0.75%

- FINX Global X FinTech ETF $159m 0.68%

- IPAY Amplify Digital Payments ETF $147m 0.75%

- BPAY iShares FinTech Active ETF $9m 0.55%

- LATR Corgi Buy Now Pay Later ETF $961,698 0.35%

- KYC Corgi Digital Banking & Fintech Infrastructure ETF $398,601 0.35%

| Ticker | Fund | Issuer | Net assets | In the S&P 500 | Active share | Total return 1Y | vs its benchmark 1Y | Fee |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| ARKF | ARK Blockchain & Fintech Innovation ETF | ARK | $791m | 42.4% | 88.9% | −16.7% | −33.2 pts vs VOO | 0.75% |
| FINX | Global X FinTech ETF | Global X | $159m | 42.8% | 99.5% | −26.8% | not measured | 0.68% |
| IPAY | Amplify Digital Payments ETF | Amplify | $147m | 57.4% | 97.7% | −12.8% | not measured | 0.75% |
| BPAY | iShares FinTech Active ETF | iShares | $9m | 31.9% | 97.5% | −15.5% | −31.5 pts vs ACWI | 0.55% |
| LATR | Corgi Buy Now Pay Later ETF | Corgi | $961,698 | 37.2% | 98.3% | first traded 168 days ago | · | 0.35% |
| KYC | Corgi Digital Banking & Fintech Infrastructure ETF | Corgi | $398,601 | 52.1% | 97.8% | first traded 168 days ago | · | 0.35% |

### How much of each pair is the same fund

The closest pair is IPAY and KYC , which hold 45% of their weight in the same companies. The furthest apart is ARKF and BPAY at 14%. The middle pair of the 15 is 28%.

| | ARKF | FINX | IPAY | BPAY | LATR | KYC |
| --- | --- | --- | --- | --- | --- | --- |
| ARKF | · | 30% | 16% | 14% | 19% | 22% |
| FINX | 30% | · | 44% | 25% | 16% | 36% |
| IPAY | 16% | 44% | · | 38% | 28% | 45% |
| BPAY | 14% | 25% | 38% | · | 28% | 36% |
| LATR | 19% | 16% | 28% | 28% | · | 42% |
| KYC | 22% | 36% | 45% | 36% | 42% | · |

Weight overlap adds the smaller of the two weights for every company both funds hold. Funds with a cut-short book are left out, not compared short.

### What each fund holds alone

| Fund | Largest holding it alone has | Weight | All of its own names |
| --- | --- | --- | --- |
| ARKF | META PLATFORMS INC-CLASS A META | 4.7% | 46.6% |
| FINX | SS&C TECHNOLOGIES HOLDINGS, INC. | 2.9% | 23.0% |
| IPAY | GMO Payment Gateway Inc 3769 JP | 1.5% | 5.6% |
| BPAY | NEXI NEXI | 3.2% | 22.3% |
| LATR | Bread Financial Holdings Inc BFH | 4.7% | 15.9% |
| KYC | Broadridge Financial Solutions Inc BR | 2.4% | 13.9% |

### Questions people ask

How many fintech and digital payments ETFs are there? ETFIQ covers 6 US listed fintech and digital payments ETFs as of Oct 21, 2026. That is every one it can measure from the fund’s own published holdings. What is the largest fintech and digital payments ETF? ARKF , ARK Blockchain & Fintech Innovation ETF, at $791m in net assets as of Oct 20, 2026, the largest of the 6 fintech and digital payments ETFs with a published size. What is the cheapest fintech and digital payments ETF? LATR , Corgi Buy Now Pay Later ETF, at 0.35% a year by its prospectus filed May 14, 2026, the lowest fee of the 6 fintech and digital payments ETFs that publish one. Which fintech and digital payments ETF has performed best over the past year? IPAY , Amplify Digital Payments ETF, at −12.8% total return over the year to Oct 21, 2026, the highest of the 4 fintech and digital payments ETFs with a full year of trading behind them. Past returns do not predict future ones. What do fintech and digital payments ETFs hold? Funds that hold payment networks, card processors, digital banks and the software behind them. Between them the 6 fintech and digital payments ETFs ETFIQ can read name 40 companies in their ten largest holdings, by holdings dated May 31, 2026 to Oct 21, 2026, most widely BLOCK INC, which is among the ten largest of 5 of them. Do fintech and digital payments ETFs hold the same companies? It depends which two. Across the 15 pairs of the 6 fintech and digital payments ETFs with a full published book, by holdings dated May 31, 2026 to Oct 21, 2026, IPAY and KYC hold 45% of their weight in the same companies, ARKF and BPAY hold 14%, and the middle pair holds 28%. Two funds sold on one theme are not the same fund.

### What the issuers say about this theme

The issuers behind these fintech and digital payments funds publish their own work on this theme. These are their pages and words, not ETFIQ’s. A fund company writing about a theme it sells is making a case.

| Issuer | What they publish | Kind |
| --- | --- | --- |
| ARK | ARK Invest articles | Their research index |
| Global X | Global X Insights, including The Next Big Theme | Their research index |
| Amplify | Amplify Insights | Their research index |
| iShares | iShares Portfolio Insights | Their research index |

### Where to next

### Where these figures came from

ETFIQ links to the documents behind every figure; a link is not an endorsement.

ETFIQ is an independent publisher and makes no recommendations. Standards and sources

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Source: ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.
Cite: ETFIQ, Fintech and digital payments ETFs, data as of Oct 21, 2026. https://etfiq.com/themes/fintech
Licence: https://etfiq.com/license/ Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.
HTML: https://etfiq.com/themes/fintech