{"url":"https://etfiq.com/themes/fintech","section":"themes","title":"Fintech and digital payments ETFs | ETFIQ","description":"ETFIQ covers 6 fintech and digital payments ETFs. The largest are ARKF ($791m) and FINX ($159m); fees run 0.35% to 0.75%, as of Oct 12 to 21, 2026.","as_of":"Oct 21, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"How many fintech and digital payments ETFs are there?","acceptedAnswer":{"@type":"Answer","text":"ETFIQ covers 6 US listed fintech and digital payments ETFs as of Oct 21, 2026. That is every one it can measure from the fund\u2019s own published holdings."}},{"@type":"Question","name":"What is the largest fintech and digital payments ETF?","acceptedAnswer":{"@type":"Answer","text":"ARKF, ARK Blockchain & Fintech Innovation ETF, at $791m in net assets as of Oct 20, 2026, the largest of the 6 fintech and digital payments ETFs with a published size."}},{"@type":"Question","name":"What is the cheapest fintech and digital payments ETF?","acceptedAnswer":{"@type":"Answer","text":"LATR, Corgi Buy Now Pay Later ETF, at 0.35% a year by its prospectus filed May 14, 2026, the lowest fee of the 6 fintech and digital payments ETFs that publish one."}},{"@type":"Question","name":"Which fintech and digital payments ETF has performed best over the past year?","acceptedAnswer":{"@type":"Answer","text":"IPAY, Amplify Digital Payments ETF, at \u221212.8% total return over the year to Oct 21, 2026, the highest of the 4 fintech and digital payments ETFs with a full year of trading behind them. Past returns do not predict future ones."}},{"@type":"Question","name":"What do fintech and digital payments ETFs hold?","acceptedAnswer":{"@type":"Answer","text":"Funds that hold payment networks, card processors, digital banks and the software behind them. Between them the 6 fintech and digital payments ETFs ETFIQ can read name 40 companies in their ten largest holdings, by holdings dated May 31, 2026 to Oct 21, 2026, most widely BLOCK INC, which is among the ten largest of 5 of them."}},{"@type":"Question","name":"Do fintech and digital payments ETFs hold the same companies?","acceptedAnswer":{"@type":"Answer","text":"It depends which two. Across the 15 pairs of the 6 fintech and digital payments ETFs with a full published book, by holdings dated May 31, 2026 to Oct 21, 2026, IPAY and KYC hold 45% of their weight in the same companies, ARKF and BPAY hold 14%, and the middle pair holds 28%. Two funds sold on one theme are not the same fund."}}]},{"@type":"ItemList","name":"Fintech and digital payments ETFs","numberOfItems":6,"itemListElement":[{"@type":"ListItem","position":1,"name":"ARKF","url":"https://etfiq.com/funds/arkf"},{"@type":"ListItem","position":2,"name":"FINX","url":"https://etfiq.com/funds/finx"},{"@type":"ListItem","position":3,"name":"IPAY","url":"https://etfiq.com/funds/ipay"},{"@type":"ListItem","position":4,"name":"BPAY","url":"https://etfiq.com/funds/bpay"},{"@type":"ListItem","position":5,"name":"LATR","url":"https://etfiq.com/funds/latr"},{"@type":"ListItem","position":6,"name":"KYC","url":"https://etfiq.com/funds/kyc"}]},{"@type":"ItemList","name":"The 6 largest fintech and digital payments ETFs","itemListOrder":"https://schema.org/ItemListOrderDescending","numberOfItems":6,"itemListElement":[{"@type":"ListItem","position":1,"name":"ARKF","url":"https://etfiq.com/funds/arkf"},{"@type":"ListItem","position":2,"name":"FINX","url":"https://etfiq.com/funds/finx"},{"@type":"ListItem","position":3,"name":"IPAY","url":"https://etfiq.com/funds/ipay"},{"@type":"ListItem","position":4,"name":"BPAY","url":"https://etfiq.com/funds/bpay"},{"@type":"ListItem","position":5,"name":"LATR","url":"https://etfiq.com/funds/latr"},{"@type":"ListItem","position":6,"name":"KYC","url":"https://etfiq.com/funds/kyc"}]},{"@type":"Dataset","name":"Fintech and digital payments ETFs","description":"ETFIQ covers 6 fintech and digital payments ETFs. The largest are ARKF ($791m) and FINX ($159m); fees run 0.35% to 0.75%, as of Oct 12 to 21, 2026.","url":"https://etfiq.com/themes/fintech","dateModified":"2026-10-21","inLanguage":"en","creator":{"@id":"https://etfiq.com/#org"},"publisher":{"@id":"https://etfiq.com/#org"},"license":"https://etfiq.com/license/","isAccessibleForFree":true,"creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/thematic.json"}],"variableMeasured":["Weight overlap with the S&P 500","Active share","Holdings","Top ten share of the fund","Total return","Fee for the differing part","Expense ratio"],"keywords":["exchange-traded funds","ETF","Thematic ETFs","fund data","SEC filings"]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Thematic ETFs","item":"https://etfiq.com/themes/"},{"@type":"ListItem","position":3,"name":"Fintech and digital payments","item":"https://etfiq.com/themes/fintech"}]},{"@type":"WebPage","name":"Fintech and digital payments ETFs","description":"ETFIQ covers 6 fintech and digital payments ETFs. The largest are ARKF ($791m) and FINX ($159m); fees run 0.35% to 0.75%, as of Oct 12 to 21, 2026.","url":"https://etfiq.com/themes/fintech","dateModified":"2026-10-21","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":8428,"truncated":false,"content":"ETFIQ / Thematic ETFs / Fintech and digital payments \n \n Data as of Oct 21, 2026 .\n Fintech and digital payments ETFs\n See every fintech and digital payments ETF by what it holds, not by its name. Funds that hold payment networks, card processors, digital banks and the software behind them. 6 funds, largest first. Updated Oct 21, 2026. The typical fund carries 43% of its weight in S&P 500 names, the 15th most of the 53 themes with filed books.\n 6 US listed fintech and digital payments ETFs \n $791m The largest, ARKF \n 0.35% The cheapest, LATR \n \u221212.8% Best one year, IPAY \n\n The short answers\n Least like the S&P 500 BPAY , iShares FinTech Active ETF, 31.9% of its weight in S&P 500 companies. Closest pair IPAY and KYC , 45% of their weight in the same companies. What these funds actually own\n Between them the 6 funds' ten largest holdings name 40 companies, of which 11 appear in more than one. BLOCK INC is among the ten largest of 5 of them, at an average of 4.8% of the fund.\n Fintech and digital payments ETFs, the companies their ten largest holdings name. Source: each fund's latest SEC filing or its issuer\u2019s own daily holdings file, read by ETFIQ. Company Among the ten largest of Average weight where it is Largest, and in which fund \n BLOCK INC XYZ 5 of 6 4.8% 8.2% in ARKF \n Visa Inc V 4 of 6 8.2% 12.2% in LATR \n Mastercard Inc MA 4 of 6 7.6% 11.7% in LATR \n PayPal Holdings Inc PYPL 3 of 6 4.5% 5.8% in IPAY \n ROBINHOOD MARKETS INC - A HOOD 3 of 6 4.2% 4.8% in ARKF \n SHOPIFY INC - CLASS A SHOP 2 of 6 7.6% 9.0% in ARKF \n Capital One Financial Corp COF 2 of 6 5.1% 5.9% in IPAY \n COINBASE GLOBAL INC -CLASS A COIN 2 of 6 4.9% 5.4% in ARKF \n Affirm Holdings Inc AFRM 2 of 6 4.8% 5.1% in LATR \n NU Holdings Ltd/Cayman Islands NU 2 of 6 3.9% 4.6% in LATR \n Corpay Inc CPAY 2 of 6 3.7% 4.6% in IPAY \n ROBINHOOD MARKETS, INC. 1 of 6 6.8% 6.8% in FINX \n BLOCK, INC. 1 of 6 6.6% 6.6% in FINX \n CIRCLE INTERNET GROUP INC CRCL 1 of 6 6.3% 6.3% in ARKF \n American Express Co AXP 1 of 6 6.0% 6.0% in IPAY \n \n The 15 most widely held of 40. Each row counts the ten largest holdings of each fund, so a fund missing from a row may still hold that company lower down. Weights are of the funds that name it, not of the theme.\n The 6 largest fintech and digital payments ETFs\n ETFIQ covers 6 fintech and digital payments ETFs. The largest are ARKF ( $791m ), FINX ( $159m ) and IPAY ( $147m ); fees run 0.35% to 0.75% , as of Oct 12 to 21, 2026 .\n ARKF ARK Blockchain & Fintech Innovation ETF $791m 0.75% \n FINX Global X FinTech ETF $159m 0.68% \n IPAY Amplify Digital Payments ETF $147m 0.75% \n BPAY iShares FinTech Active ETF $9m 0.55% \n LATR Corgi Buy Now Pay Later ETF $961,698 0.35% \n KYC Corgi Digital Banking & Fintech Infrastructure ETF $398,601 0.35% \n \n Fintech and digital payments ETFs, as of Oct 21, 2026. Source: ETFIQ. Ticker Fund Issuer Net assets In the S&P 500 Active share Total return 1Y vs its benchmark 1Y Fee \n ARKF ARK Blockchain & Fintech Innovation ETF ARK $791m 42.4% 88.9% \u221216.7% \u221233.2 pts vs VOO 0.75% \n FINX Global X FinTech ETF Global X $159m 42.8% 99.5% \u221226.8% not measured 0.68% \n IPAY Amplify Digital Payments ETF Amplify $147m 57.4% 97.7% \u221212.8% not measured 0.75% \n BPAY iShares FinTech Active ETF iShares $9m 31.9% 97.5% \u221215.5% \u221231.5 pts vs ACWI 0.55% \n LATR Corgi Buy Now Pay Later ETF Corgi $961,698 37.2% 98.3% first traded 168 days ago \u00b7 0.35% \n KYC Corgi Digital Banking & Fintech Infrastructure ETF Corgi $398,601 52.1% 97.8% first traded 168 days ago \u00b7 0.35% \n \n How much of each pair is the same fund\n The closest pair is IPAY and KYC , which hold 45% of their weight in the same companies. The furthest apart is ARKF and BPAY at 14%. The middle pair of the 15 is 28%.\n Fintech and digital payments ETFs, the share of each pair\u2019s weight held in the same companies. Read across or down; the figure is the same either way. Cells are shaded against the closest pair here, 45%. Source: each fund\u2019s own filed or daily holdings, read by ETFIQ. ARKF FINX IPAY BPAY LATR KYC \n ARKF \u00b7 30% 16% 14% 19% 22% \n FINX 30% \u00b7 44% 25% 16% 36% \n IPAY 16% 44% \u00b7 38% 28% 45% \n BPAY 14% 25% 38% \u00b7 28% 36% \n LATR 19% 16% 28% 28% \u00b7 42% \n KYC 22% 36% 45% 36% 42% \u00b7 \n \n Weight overlap adds the smaller of the two weights for every company both funds hold. Funds with a cut-short book are left out, not compared short.\n What each fund holds alone\n Fintech and digital payments ETFs, the largest holding no other fund in the grid holds. Source: ETFIQ. Fund Largest holding it alone has Weight All of its own names \n ARKF META PLATFORMS INC-CLASS A META 4.7% 46.6% \n FINX SS&C TECHNOLOGIES HOLDINGS, INC. 2.9% 23.0% \n IPAY GMO Payment Gateway Inc 3769 JP 1.5% 5.6% \n BPAY NEXI NEXI 3.2% 22.3% \n LATR Bread Financial Holdings Inc BFH 4.7% 15.9% \n KYC Broadridge Financial Solutions Inc BR 2.4% 13.9% \n \n Questions people ask\n How many fintech and digital payments ETFs are there? ETFIQ covers 6 US listed fintech and digital payments ETFs as of Oct 21, 2026. That is every one it can measure from the fund\u2019s own published holdings. What is the largest fintech and digital payments ETF? ARKF , ARK Blockchain & Fintech Innovation ETF, at $791m in net assets as of Oct 20, 2026, the largest of the 6 fintech and digital payments ETFs with a published size. What is the cheapest fintech and digital payments ETF? LATR , Corgi Buy Now Pay Later ETF, at 0.35% a year by its prospectus filed May 14, 2026, the lowest fee of the 6 fintech and digital payments ETFs that publish one. Which fintech and digital payments ETF has performed best over the past year? IPAY , Amplify Digital Payments ETF, at \u221212.8% total return over the year to Oct 21, 2026, the highest of the 4 fintech and digital payments ETFs with a full year of trading behind them. Past returns do not predict future ones. What do fintech and digital payments ETFs hold? Funds that hold payment networks, card processors, digital banks and the software behind them. Between them the 6 fintech and digital payments ETFs ETFIQ can read name 40 companies in their ten largest holdings, by holdings dated May 31, 2026 to Oct 21, 2026, most widely BLOCK INC, which is among the ten largest of 5 of them. Do fintech and digital payments ETFs hold the same companies? It depends which two. Across the 15 pairs of the 6 fintech and digital payments ETFs with a full published book, by holdings dated May 31, 2026 to Oct 21, 2026, IPAY and KYC hold 45% of their weight in the same companies, ARKF and BPAY hold 14%, and the middle pair holds 28%. Two funds sold on one theme are not the same fund. What the issuers say about this theme\n The issuers behind these fintech and digital payments funds publish their own work on this theme. These are their pages and words, not ETFIQ\u2019s. A fund company writing about a theme it sells is making a case.\n Issuer material on this theme. Links leave ETFIQ. Source: each issuer\u2019s own site. Issuer What they publish Kind \n ARK ARK Invest articles Their research index \n Global X Global X Insights, including The Next Big Theme Their research index \n Amplify Amplify Insights Their research index \n iShares iShares Portfolio Insights Their research index \n \n Where to next\n The largest fintech and digital payments ETFs The cheapest fintech and digital payments ETFs The fintech ETFs least like the S&P 500 The fintech ETFs that returned most The most concentrated fintech ETFs Every thematic ETF Compare two funds The vocabulary Where these figures came from\n Fund holdings from SEC Form N-PORT and from the issuers own daily files SEC EDGAR, full-text search of fund filings SEC Form N-PORT, what a fund filed it holds Rule 19a-1, what a distribution notice must say ETFIQ links to the documents behind every figure; a link is not an endorsement.\n ETFIQ is an independent publisher and makes no recommendations. Standards and sources \n Cite this page. ETFIQ, Fintech and digital payments ETFs, data as of Oct 21, 2026. https://etfiq.com/themes/fintech Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at Open data .\n Other forms Plain ETFIQ, Fintech and digital payments ETFs, data as of Oct 21, 2026. https://etfiq.com/themes/fintech APA ETFIQ. (Oct 21, 2026). Fintech and digital payments ETFs. Retrieved from https://etfiq.com/themes/fintech Markdown [Fintech and digital payments ETFs (ETFIQ, Oct 21, 2026)](https://etfiq.com/themes/fintech)","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, Fintech and digital payments ETFs, data as of Oct 21, 2026. https://etfiq.com/themes/fintech"}