# 60/40 with rebalancing bands: Rules and Record

> 60/40 with rebalancing bands: the rule, what it holds at the Nov 3, 2026 close, its signal and its paper record. A hypothetical ETF strategy.

Data as of Nov 3, 2026. Rebuilt every trading night.

Data as of Nov 3, 2026. Rebuilt every trading night.

## 60/40 with rebalancing bands

Hold 60% US stocks and 40% bonds. Trade back only when a holding drifts 5 points from its target.

At the Nov 3, 2026 close 60/40 with rebalancing bands is risk on and holds SPY 61%, AGG 39%. Hypothetical back-test since 2010: +9.5% a year against AOR’s +7.6%, deepest fall −21.2%.

Hypothetical. No money is invested.

| Fund | Name | Weight |
| --- | --- | --- |
| SPY | SPDR S&P 500 ETF Trust | 61.5% |
| AGG | iShares Core U.S. Aggregate Bond ETF | 38.5% |

### The rule

- Hold 60% US stocks and 40% bonds. Trade back only when a holding drifts 5 points from its target.

- A band breach is seen at the close and traded at the next close, one day later than the back-test, which trades at the breach close.

- The universe is 2 funds; the benchmark is iShares Core 60/40 Balanced Allocation ETF (AOR).

- It trades when a weight drifts 5.0 points from its target.

Source: ETFIQ baseline (2026). The 60/40 mix with a 5-point rebalancing band. ETFIQ.

Computed by ETFIQ from Tiingo daily prices. Data sourced by Tiingo .

### Where to next

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Source: ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.
Cite: ETFIQ Strategy Lab, 60/40 with rebalancing bands, data as of Nov 3, 2026. https://etfiq.com/models/strategies/sixty-forty/
Licence: https://etfiq.com/license/ Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.
HTML: https://etfiq.com/models/strategies/sixty-forty/