# LCTO ETF vs the ETFIQ Strategic 40 Benchmark

> As of Nov 12, 2026, LCTO has no full year of prices to set beside the ETFIQ Strategic 40 benchmark. Returns, fees and growth of $10,000 by window.

Data as of Nov 12, 2026. Rebuilt every trading night.

Rebuilt every trading night. Data as of Nov 12, 2026.

## LCTO against the ETFIQ Strategic 40 benchmark

As of Nov 12, 2026, Kurv U.S. Large Cap TaxOptimized ETF holds 40.7% of its net assets in stocks, counting stocks inside any funds it owns. That puts it in the moderately conservative band. Its benchmark is ETFIQ Strategic, 40% stocks, a rule, not a fund.

0.70% Expense ratio

As of Nov 12, 2026, LCTO has no full year of prices to set beside the ETFIQ Strategic 40 benchmark.

ETFIQ Strategic, 40% stocks: launched on Oct 3, 2026, when ETFIQ froze its rule. Data before Oct 5, 2026 is hypothetical: we apply today’s rule and funds to earlier prices. From Oct 5, 2026 the record is tracked. A window that starts earlier is hypothetical as a whole.

### Other allocation ETFs against their benchmarks

### LCTO and Strategic 40 by window

LCTO’s own market-price total return beside Strategic 40 over the same closes. YTD and 1 year are total returns; the longer windows are yearly rates over whole months. The difference is in percentage points. Data sourced by Tiingo .

| Window | From | To | LCTO | Strategic 40 | Difference, points | Side |
| --- | --- | --- | --- | --- | --- | --- |
| Year to date | not published | not published | not published | not published | not published | not published |
| 1 year | not published | not published | not published | not published | not published | not published |
| 3 years, a year | not published | not published | not published | not published | not published | not published |
| 5 years, a year | not published | not published | not published | not published | not published | not published |
| 10 years, a year | not published | not published | not published | not published | not published | not published |
| Since the shared start, a year | not published | not published | not published | not published | not published | not published |

### Fees

Both fees are already inside the returns above. On $10,000 is the fee times 100, the dollars a year at that fee.

| Portfolio | Fee | A year | On $10,000 | As of |
| --- | --- | --- | --- | --- |
| LCTO | Expense ratio, from its prospectus | 0.70% | $70 | Jul 1, 2026 |
| Strategic 40 | Weighted fund fee, inside its returns | 0.04% | $4 | Nov 12, 2026 |

### Questions people ask

Why is LCTO measured against ETFIQ Strategic 40? As of Nov 12, 2026, LCTO holds 40.7% of its net assets in stocks, counting stocks inside any funds it owns. That puts it in the moderately conservative band, more than 30% and up to 50% stocks. ETFIQ Strategic 40 is that band’s benchmark. What does ETFIQ Strategic 40 hold? 40% VT and 60% US bonds (BND and AGG in equal parts), rebalanced on the last trading day of each month. It is a rule, not a fund. ETFIQ takes no payment from any fund company. Why are the benchmark’s returns hypothetical? Its rule was frozen on a set date. Returns before that date apply today’s rule and funds to earlier prices. The fund’s own returns use its market price with distributions reinvested. The price source leaves out funds that closed before 2016, so results lean toward funds that survived. Total returns use market price with distributions reinvested, after each fund’s own fees. Nothing else is deducted. The price source leaves out funds that closed before 2016, so results lean toward funds that survived. Data sourced by Tiingo .

### Sources

### Where to next

ETFIQ publishes ETF data. It is independent, is not an investment adviser, takes no payment from issuers, and makes no recommendations.

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Source: ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.
Cite: ETFIQ, LCTO ETF vs the ETFIQ Strategic 40 Benchmark, data as of Nov 12, 2026. https://etfiq.com/models/compare/lcto/
Licence: https://etfiq.com/license/ Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.
HTML: https://etfiq.com/models/compare/lcto/