{"url":"https://etfiq.com/models/compare/lcto/","section":"models","title":"LCTO ETF vs the ETFIQ Strategic 40 Benchmark | ETFIQ","description":"As of Nov 12, 2026, LCTO has no full year of prices to set beside the ETFIQ Strategic 40 benchmark. Returns, fees and growth of $10,000 by window.","as_of":"Nov 12, 2026","structured_data":[{"@type":"ItemList","name":"LCTO and its matched benchmark","numberOfItems":2,"itemListElement":[{"@type":"ListItem","position":1,"name":"LCTO, Kurv U.S. Large Cap TaxOptimized ETF","url":"https://etfiq.com/funds/lcto"},{"@type":"ListItem","position":2,"name":"ETFIQ Strategic, 40% stocks","url":"https://etfiq.com/benchmarks/strategic-40/"}]},{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Why is LCTO measured against ETFIQ Strategic 40?","acceptedAnswer":{"@type":"Answer","text":"As of Nov 12, 2026, LCTO holds 40.7% of its net assets in stocks, counting stocks inside any funds it owns. That puts it in the moderately conservative band, more than 30% and up to 50% stocks. ETFIQ Strategic 40 is that band\u2019s benchmark."}},{"@type":"Question","name":"What does ETFIQ Strategic 40 hold?","acceptedAnswer":{"@type":"Answer","text":"40% VT and 60% US bonds (BND and AGG in equal parts), rebalanced on the last trading day of each month. It is a rule, not a fund. ETFIQ takes no payment from any fund company."}},{"@type":"Question","name":"Why are the benchmark\u2019s returns hypothetical?","acceptedAnswer":{"@type":"Answer","text":"Its rule was frozen on a set date. Returns before that date apply today\u2019s rule and funds to earlier prices. The fund\u2019s own returns use its market price with distributions reinvested. The price source leaves out funds that closed before 2016, so results lean toward funds that survived."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"ETF Models","item":"https://etfiq.com/models/"},{"@type":"ListItem","position":3,"name":"Allocation ETFs vs benchmarks","item":"https://etfiq.com/models/compare/"},{"@type":"ListItem","position":4,"name":"LCTO","item":"https://etfiq.com/models/compare/lcto/"}]},{"@type":"WebPage","name":"LCTO ETF vs the ETFIQ Strategic 40 Benchmark","description":"As of Nov 12, 2026, LCTO has no full year of prices to set beside the ETFIQ Strategic 40 benchmark. Returns, fees and growth of $10,000 by window.","url":"https://etfiq.com/models/compare/lcto/","dateModified":"2026-11-12","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":4827,"truncated":false,"content":"ETFIQ / ETF Models / Allocation ETFs vs benchmarks / LCTO \n \n Rebuilt every trading night. Data as of Nov 12, 2026.\n LCTO against the ETFIQ Strategic 40 benchmark\n As of Nov 12, 2026, Kurv U.S. Large Cap TaxOptimized ETF holds 40.7% of its net assets in stocks, counting stocks inside any funds it owns. That puts it in the moderately conservative band. Its benchmark is ETFIQ Strategic, 40% stocks, a rule, not a fund.\n 0.70% Expense ratio \n\n As of Nov 12, 2026, LCTO has no full year of prices to set beside the ETFIQ Strategic 40 benchmark.\n ETFIQ Strategic, 40% stocks: launched on Oct 3, 2026, when ETFIQ froze its rule. Data before Oct 5, 2026 is hypothetical: we apply today\u2019s rule and funds to earlier prices. From Oct 5, 2026 the record is tracked. A window that starts earlier is hypothetical as a whole.\n Other allocation ETFs against their benchmarks\n AAAA ALTY AOA AOK AOM AOR AVMA BAMA CCEF CGBL DDX DPRE ELM FARX FPAA FREI FTBI FXED GAA GAL GMOD GYLD HEFT HYIN INCM INKM IRTR ITDB ITDC ITDD ITDE IYLD JFLI KEAT LCR LCTO LEXI LOTI MDIV MFUL MHIG MHIP MPRO NDOW NMBL OCIO PVEX RAA RISN RJVI RSMV TBFC TBFG TDSC TRND TRTY VPC WBIG XRLX YLDW LCTO and Strategic 40 by window\n LCTO\u2019s own market-price total return beside Strategic 40 over the same closes. YTD and 1 year are total returns; the longer windows are yearly rates over whole months. The difference is in percentage points. Data sourced by Tiingo .\n Total return of LCTO and ETFIQ Strategic, 40% stocks by window, to Nov 12, 2026. Data sourced by Tiingo. Window From To LCTO Strategic 40 Difference, points Side \n Year to date not published not published not published not published not published not published \n 1 year not published not published not published not published not published not published \n 3 years, a year not published not published not published not published not published not published \n 5 years, a year not published not published not published not published not published not published \n 10 years, a year not published not published not published not published not published not published \n Since the shared start, a year not published not published not published not published not published not published \n\n Fees\n Both fees are already inside the returns above. On $10,000 is the fee times 100, the dollars a year at that fee.\n The expense ratio of LCTO and the weighted fund fee of ETFIQ Strategic, 40% stocks. Portfolio Fee A year On $10,000 As of \n LCTO Expense ratio, from its prospectus 0.70% $70 Jul 1, 2026 \n Strategic 40 Weighted fund fee, inside its returns 0.04% $4 Nov 12, 2026 \n\n Questions people ask\n Why is LCTO measured against ETFIQ Strategic 40? As of Nov 12, 2026, LCTO holds 40.7% of its net assets in stocks, counting stocks inside any funds it owns. That puts it in the moderately conservative band, more than 30% and up to 50% stocks. ETFIQ Strategic 40 is that band\u2019s benchmark. What does ETFIQ Strategic 40 hold? 40% VT and 60% US bonds (BND and AGG in equal parts), rebalanced on the last trading day of each month. It is a rule, not a fund. ETFIQ takes no payment from any fund company. Why are the benchmark\u2019s returns hypothetical? Its rule was frozen on a set date. Returns before that date apply today\u2019s rule and funds to earlier prices. The fund\u2019s own returns use its market price with distributions reinvested. The price source leaves out funds that closed before 2016, so results lean toward funds that survived. Total returns use market price with distributions reinvested, after each fund\u2019s own fees. Nothing else is deducted. The price source leaves out funds that closed before 2016, so results lean toward funds that survived. Data sourced by Tiingo .\n Sources\n Data sourced by Tiingo U.S. Treasury daily bill rates, for the Sharpe ratio LCTO\u2019s page, with its prospectus and fee LCTO\u2019s prospectus filing, for its expense ratio Where to next\n LCTO fund page The Strategic 40 benchmark Every benchmark at 40% stocks Allocation ETFs vs their benchmarks How the benchmarks are built ETFIQ publishes ETF data. It is independent, is not an investment adviser, takes no payment from issuers, and makes no recommendations.\n \n Cite this page. ETFIQ, LCTO ETF vs the ETFIQ Strategic 40 Benchmark, data as of Nov 12, 2026. https://etfiq.com/models/compare/lcto/ Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at Open data .\n Other forms Plain ETFIQ, LCTO ETF vs the ETFIQ Strategic 40 Benchmark, data as of Nov 12, 2026. https://etfiq.com/models/compare/lcto/ APA ETFIQ. (Nov 12, 2026). LCTO ETF vs the ETFIQ Strategic 40 Benchmark. Retrieved from https://etfiq.com/models/compare/lcto/ Markdown [LCTO ETF vs the ETFIQ Strategic 40 Benchmark (ETFIQ, Nov 12, 2026)](https://etfiq.com/models/compare/lcto/)","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, LCTO ETF vs the ETFIQ Strategic 40 Benchmark, data as of Nov 12, 2026. https://etfiq.com/models/compare/lcto/"}