{"url":"https://etfiq.com/models/compare/","section":"models","title":"ETF model comparisons: all 8, against benchmarks | ETFIQ","description":"In the year to Sep 30, 2026, 1 of 2 allocation ETFs with a full year beat their matched ETFIQ benchmark. Every comparison page in one table.","as_of":"Oct 7, 2026","structured_data":[{"@type":"ItemList","name":"ETF model comparisons: all 8, against benchmarks","numberOfItems":8,"itemListElement":[{"@type":"ListItem","position":1,"name":"Conservative, 20% stocks","url":"https://etfiq.com/models/compare/conservative/"},{"@type":"ListItem","position":2,"name":"Moderately conservative, 40% stocks","url":"https://etfiq.com/models/compare/moderately-conservative/"},{"@type":"ListItem","position":3,"name":"Moderate, 60% stocks","url":"https://etfiq.com/models/compare/moderate/"},{"@type":"ListItem","position":4,"name":"Moderately aggressive, 80% stocks","url":"https://etfiq.com/models/compare/moderately-aggressive/"},{"@type":"ListItem","position":5,"name":"Aggressive, 95% stocks","url":"https://etfiq.com/models/compare/aggressive/"},{"@type":"ListItem","position":6,"name":"AOR against Strategic 60","url":"https://etfiq.com/models/compare/aor/"},{"@type":"ListItem","position":7,"name":"CGBL against Strategic 60","url":"https://etfiq.com/models/compare/cgbl/"},{"@type":"ListItem","position":8,"name":"RJVI against Strategic 20","url":"https://etfiq.com/models/compare/rjvi/"}]},{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What does a model comparison page compare?","acceptedAnswer":{"@type":"Answer","text":"An allocation ETF\u2019s page sets it against ETFIQ Strategic at the stock share of its band: returns, fees, risk and growth of $10,000. A band\u2019s page sets five ETFIQ benchmarks against ETFIQ Strategic at the same stock share."}},{"@type":"Question","name":"What is the 1-year difference?","acceptedAnswer":{"@type":"Answer","text":"The portfolio\u2019s 1-year total return minus its benchmark\u2019s, both as printed, in percentage points. A positive figure means the portfolio returned more."}},{"@type":"Question","name":"Can I invest in an ETFIQ benchmark?","acceptedAnswer":{"@type":"Answer","text":"No. A benchmark is a published yardstick, not a fund, and ETFIQ publishes no trades for any of them. It takes no payment from the issuer of any fund a benchmark holds."}},{"@type":"Question","name":"Why are some returns hypothetical?","acceptedAnswer":{"@type":"Answer","text":"Each family\u2019s rule is frozen on a stated date. Returns before it apply today\u2019s rule and funds to earlier prices, which is look-ahead; returns from it are tracked. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"ETF Models","item":"https://etfiq.com/models/"},{"@type":"ListItem","position":3,"name":"Every comparison","item":"https://etfiq.com/models/compare/"}]},{"@type":"WebPage","name":"ETF model comparisons: all 8, against benchmarks","description":"In the year to Sep 30, 2026, 1 of 2 allocation ETFs with a full year beat their matched ETFIQ benchmark. Every comparison page in one table.","url":"https://etfiq.com/models/compare/","dateModified":"2026-10-08","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":6546,"truncated":false,"content":"ETFIQ / ETF Models / Every comparison \n \n Rebuilt every trading night. Figures as of Oct 7, 2026; trailing windows end at the last month end, Sep 30, 2026.\n Every model comparison, with its 1-year difference\n Every comparison page ETFIQ publishes: 3 allocation ETFs, each against the ETFIQ benchmark for its stock-share band, and 5 band pages, each setting five ETFIQ benchmarks against ETFIQ Strategic at the same stock share. Each row gives the 1-year difference in points.\n 8 Comparison pages \n 3 Allocation ETFs \n 1 of 2 Ahead of their benchmark, 1 year \n\n In the year to Sep 30, 2026, 1 of 2 allocation ETFs with a full year beat their matched ETFIQ benchmark.\n Benchmarks against ETFIQ Strategic, by stock share\n Conservative, 20% stocks Moderately conservative, 40% stocks Moderate, 60% stocks Moderately aggressive, 80% stocks Aggressive, 95% stocks Allocation ETFs against their benchmarks\n AOR against Strategic 60 CGBL against Strategic 60 RJVI against Strategic 20 3 allocation ETFs against their matched benchmark\n 1Y is the total return over the year to each comparison\u2019s own date, distributions reinvested: the allocation ETF\u2019s at its market price, its matched benchmark\u2019s (ETFIQ Strategic at its band\u2019s stock share) over the same closes. The difference is the two printed figures subtracted, in percentage points. Data sourced by Tiingo .\n 3 allocation ETFs, each beside its matched ETFIQ benchmark, as of Oct 7, 2026. Data sourced by Tiingo. Allocation ETF Band Stock share 1Y Matched benchmark Benchmark 1Y Difference 1Y, points \n AOR Moderate 61.1% +9.31% Strategic 60 +8.93%* +0.38 \n CGBL Moderate 60.5% +7.97% Strategic 60 +8.93%* \u22120.96 \n RJVI Conservative 16.5% not published Strategic 20 not published not published \n\n 25 benchmarks on 5 band pages, against ETFIQ Strategic\n 1Y is the total return over the 12 months to Sep 30, 2026. Each band\u2019s page sets five ETFIQ benchmarks against its reference, ETFIQ Strategic at the same stock share; the difference is the two printed figures subtracted, in percentage points. *Hypothetical as a whole: the window begins before the tracked date, Oct 5, 2026. Data sourced by Tiingo .\n 25 ETFIQ benchmarks on 5 band comparison pages, trailing windows to Sep 30, 2026. Data sourced by Tiingo. Comparison page Benchmark 1Y Reference Reference 1Y Difference 1Y, points \n Conservative, 20% stocks Tax-Aware 20 +1.42%* Strategic 20 +1.67%* \u22120.25 \n Conservative, 20% stocks Factor 20 +2.86%* Strategic 20 +1.67%* +1.19 \n Conservative, 20% stocks Income 20 +2.70%* Strategic 20 +1.67%* +1.03 \n Conservative, 20% stocks Tactical from 20 +4.14%* Strategic 20 +1.67%* +2.47 \n Conservative, 20% stocks Thematic 20 +1.60%* Strategic 20 +1.67%* \u22120.07 \n Moderately conservative, 40% stocks Tax-Aware 40 +5.06%* Strategic 40 +5.27%* \u22120.21 \n Moderately conservative, 40% stocks Factor 40 +7.70%* Strategic 40 +5.27%* +2.43 \n Moderately conservative, 40% stocks Income 40 +5.75%* Strategic 40 +5.27%* +0.48 \n Moderately conservative, 40% stocks Tactical from 40 +7.17%* Strategic 40 +5.27%* +1.90 \n Moderately conservative, 40% stocks Thematic 40 +5.06%* Strategic 40 +5.27%* \u22120.21 \n Moderate, 60% stocks Tax-Aware 60 +8.78%* Strategic 60 +8.93%* \u22120.15 \n Moderate, 60% stocks Factor 60 +12.68%* Strategic 60 +8.93%* +3.75 \n Moderate, 60% stocks Income 60 +8.87%* Strategic 60 +8.93%* \u22120.06 \n Moderate, 60% stocks Tactical from 60 +10.22%* Strategic 60 +8.93%* +1.29 \n Moderate, 60% stocks Thematic 60 +8.55%* Strategic 60 +8.93%* \u22120.38 \n Moderately aggressive, 80% stocks Tax-Aware 80 +12.57%* Strategic 80 +12.65%* \u22120.08 \n Moderately aggressive, 80% stocks Factor 80 +17.80%* Strategic 80 +12.65%* +5.15 \n Moderately aggressive, 80% stocks Income 80 +12.06%* Strategic 80 +12.65%* \u22120.59 \n Moderately aggressive, 80% stocks Tactical from 80 +13.32%* Strategic 80 +12.65%* +0.67 \n Moderately aggressive, 80% stocks Thematic 80 +12.05%* Strategic 80 +12.65%* \u22120.60 \n Aggressive, 95% stocks Tax-Aware 95 +15.47%* Strategic 95 +15.49%* \u22120.02 \n Aggressive, 95% stocks Factor 95 +21.73%* Strategic 95 +15.49%* +6.24 \n Aggressive, 95% stocks Income 95 +14.50%* Strategic 95 +15.49%* \u22120.99 \n Aggressive, 95% stocks Tactical from 95 +15.66%* Strategic 95 +15.49%* +0.17 \n Aggressive, 95% stocks Thematic 95 +14.68%* Strategic 95 +15.49%* \u22120.81 \n\n Questions people ask\n What does a model comparison page compare? An allocation ETF\u2019s page sets it against ETFIQ Strategic at the stock share of its band: returns, fees, risk and growth of $10,000. A band\u2019s page sets five ETFIQ benchmarks against ETFIQ Strategic at the same stock share. What is the 1-year difference? The portfolio\u2019s 1-year total return minus its benchmark\u2019s, both as printed, in percentage points. A positive figure means the portfolio returned more. Can I invest in an ETFIQ benchmark? No. A benchmark is a published yardstick, not a fund, and ETFIQ publishes no trades for any of them. It takes no payment from the issuer of any fund a benchmark holds. Why are some returns hypothetical? Each family\u2019s rule is frozen on a stated date. Returns before it apply today\u2019s rule and funds to earlier prices, which is look-ahead; returns from it are tracked. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Total returns are market price with distributions reinvested, net of each fund\u2019s own fees, with nothing else deducted. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Data sourced by Tiingo .\n Where these figures came from\n Data sourced by Tiingo U.S. Treasury daily bill rates, for the Sharpe ratio Where to next\n Every model, side by side Every benchmark How the benchmarks are built ETFIQ is an independent publisher of exchange-traded fund data. It is not a fund issuer, broker-dealer or investment adviser, takes no payment from issuers, and makes no recommendations.\n \n Cite this page. ETFIQ, ETF model comparisons: all 8, against benchmarks, data as of Oct 7, 2026. https://etfiq.com/models/compare/ Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at Open data .\n Other forms Plain ETFIQ, ETF model comparisons: all 8, against benchmarks, data as of Oct 7, 2026. https://etfiq.com/models/compare/ APA ETFIQ. (Oct 7, 2026). ETF model comparisons: all 8, against benchmarks. Retrieved from https://etfiq.com/models/compare/ Markdown [ETF model comparisons: all 8, against benchmarks (ETFIQ, Oct 7, 2026)](https://etfiq.com/models/compare/)","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, ETF model comparisons: all 8, against benchmarks, data as of Oct 7, 2026. https://etfiq.com/models/compare/"}