# XTOC (Innovator U.S. Equity Accelerated Plus ETF - October)

Innovator · Buffer ETFs · data as of Oct 20, 2026

From Oct 1, 2021 to Oct 20, 2026, XTOC returned 54.3%, against 77.1% for SPY.

## Key facts

- XTOC, buffer, by its prospectus: none, as of Oct 1, 2026.
- XTOC, return since listing: +54.3%, as of Oct 20, 2026.
- XTOC, expense ratio: 0.79% (497 XBRL, Oct 1, 2026).

## XTOC over each window to Oct 20, 2026

| Window | Total return | SPY price return | Gap to SPY |
| --- | --- | --- | --- |
| 1 month | +0.9% | +1.0% | −0.1 pts |
| 3 months | +3.1% | +2.8% | +0.3 pts |
| 6 months | +8.5% | +9.2% | −0.7 pts |
| Year to date | +12.1% | +12.8% | −0.7 pts |
| 1 year | +14.4% | +14.6% | −0.2 pts |
| 3 years | +54.3% | +82.6% | −28.3 pts |
| 5 years | +49.4% | +69.5% | −20.2 pts |
| Since launch | +54.3% | +77.1% | −22.8 pts |
| Since launch, annualised | +9.0% | – | – |

## XTOC key stats

- 52-week high, daily closes to Oct 20, 2026: $37.80 on Oct 13, 2026 (computed by ETFIQ from Tiingo daily prices)
- 52-week low, daily closes to Oct 20, 2026: $31.46 on Mar 30, 2026 (computed by ETFIQ from Tiingo daily prices)
- Close on Oct 20, 2026, within that range: $37.52, 96% of the way from the low to the high (computed by ETFIQ from Tiingo daily prices)

## Every published field

| Field | Value | Source |
| --- | --- | --- |
| Kind | Accelerated ETF | ETFIQ |
| Reference | SPY (S&P 500 Index) | ETFIQ |
| Outcome period | from Oct 1, 2026 to Sep 30, 2027 | prospectus |
| Buffer | no buffer: it bears every loss in SPY | prospectus |
| Cap | not read by ETFIQ | prospectus |
| Upside | 3 times SPY’s gain | prospectus |
| Cap left, buffer left and days left | not read by ETFIQ | ETFIQ |
| First traded | Oct 1, 2021 | ETFIQ |
| Expense ratio | 0.79% | 497 XBRL, Oct 1, 2026 |
| Prospectus | 497K filed Oct 1, 2026 | ETFIQ |

## Questions

### What does XTOC protect against?

Its prospectus says it has no buffer: it bears every loss in SPY.

### Does XTOC have a cap?

Its prospectus prints no cap for its current period.

### When does XTOC reset?

Its prospectus sets its outcome from Oct 1, 2026 to Sep 30, 2027.


## Cite this page

ETFIQ, XTOC, buffer ETFs, data as of Oct 20, 2026. https://etfiq.com/funds/xtoc
Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at <https://etfiq.com/data/>.

HTML: https://etfiq.com/funds/xtoc  ·  JSON: https://etfiq.com/funds/xtoc.json