# XTJL (Innovator U.S. Equity Accelerated Plus ETF - July)

Innovator · Buffer ETFs · data as of Oct 20, 2026

From Jul 1, 2021 to Oct 20, 2026, XTJL returned 65.3%, against 78.7% for SPY.

## Key facts

- XTJL, buffer, by its prospectus: none, as of Jul 1, 2026.
- XTJL, return since listing: +65.3%, as of Oct 20, 2026.
- XTJL, expense ratio: 0.79% (497 XBRL, Jul 1, 2026).

## XTJL over each window to Oct 20, 2026

| Window | Total return | SPY price return | Gap to SPY |
| --- | --- | --- | --- |
| 1 month | +1.1% | +1.0% | +0.2 pts |
| 3 months | +3.7% | +2.8% | +1.0 pts |
| 6 months | +6.6% | +9.2% | −2.6 pts |
| Year to date | +10.0% | +12.8% | −2.8 pts |
| 1 year | +12.4% | +14.6% | −2.2 pts |
| 3 years | +62.0% | +82.6% | −20.6 pts |
| 5 years | +58.4% | +69.5% | −11.2 pts |
| Since launch | +65.3% | +78.7% | −13.4 pts |
| Since launch, annualised | +9.9% | – | – |

## XTJL key stats

- 52-week high, daily closes to Oct 20, 2026: $43.10 on Oct 13, 2026 (computed by ETFIQ from Tiingo daily prices)
- 52-week low, daily closes to Oct 20, 2026: $37.35 on Nov 20, 2025 (computed by ETFIQ from Tiingo daily prices)
- Close on Oct 20, 2026, within that range: $42.77, 94% of the way from the low to the high (computed by ETFIQ from Tiingo daily prices)

## Every published field

| Field | Value | Source |
| --- | --- | --- |
| Kind | Accelerated ETF | ETFIQ |
| Reference | SPY (S&P 500 Index) | ETFIQ |
| Outcome period | from Jul 1, 2026 to Jun 30, 2027 | prospectus |
| Buffer | no buffer: it bears every loss in SPY | prospectus |
| Cap | not read by ETFIQ | prospectus |
| Upside | 3 times SPY’s gain | prospectus |
| Cap left, buffer left and days left | not read by ETFIQ | ETFIQ |
| First traded | Jul 1, 2021 | ETFIQ |
| Expense ratio | 0.79% | 497 XBRL, Jul 1, 2026 |
| Prospectus | 497K filed Jul 1, 2026 | ETFIQ |

## Questions

### What does XTJL protect against?

Its prospectus says it has no buffer: it bears every loss in SPY.

### Does XTJL have a cap?

Its prospectus prints no cap for its current period.

### When does XTJL reset?

Its prospectus sets its outcome from Jul 1, 2026 to Jun 30, 2027.


## Cite this page

ETFIQ, XTJL, buffer ETFs, data as of Oct 20, 2026. https://etfiq.com/funds/xtjl
Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at <https://etfiq.com/data/>.

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