# VPC (Virtus Private Credit Strategy ETF)

Virtus · Allocation ETFs · Moderate · data as of Nov 4, 2026

VPC returned −9.3% over the year to Nov 4, 2026, charges 0.11% a year and holds $30m in net assets on Jul 31, 2026.

Promise check: Not measured. Its name states no stock share or band. https://etfiq.com/promise-index/allocation/

VPC tracks an index and returned −9.3% over the past year.

## Key facts

- VPC, total return, 1 year: −9.3%, as of Nov 4, 2026.
- VPC, expense ratio: 0.11%, as of Feb 27, 2026.
- VPC, holdings: 58, as of Jul 31, 2026.
- VPC, below its high: −21.1%, as of Nov 4, 2026.
- VPC, 12-month yield, capital gains included, on its starting price: 12.0%, as of Nov 4, 2026.
- VPC, last payment (paid quarterly), ex-date Sep 21, 2026: $0.2832, as of Sep 21, 2026.
- VPC, net assets: $30m (SEC filing, whole fund, as filed for Jul 31, 2026).

## VPC over each window to Nov 4, 2026

| Window | Total return | S&P 500 (SPY) |
| --- | --- | --- |
| 1 month | −0.7% | −1.0% |
| 3 months | −1.3% | −0.1% |
| 6 months | −6.5% | +5.0% |
| Year to date | −10.9% | +13.3% |
| 1 year | −9.3% | +14.8% |
| 3 years | −2.3% | +82.9% |
| 5 years | −2.0% | +75.0% |
| Since launch | +31.7% | +217.9% |
| Since launch, annualised | +3.6% | – |

## VPC key stats

- 52-week high, daily closes to Nov 4, 2026: $19.02 on Dec 9, 2025 (computed by ETFIQ from Tiingo daily prices)
- 52-week low, daily closes to Nov 4, 2026: $13.91 on Oct 21, 2026 (computed by ETFIQ from Tiingo daily prices)
- Close on Nov 4, 2026, within that range: $14.58, 13% of the way from the low to the high (computed by ETFIQ from Tiingo daily prices)
- Holdings: 58
- Top ten weight: 31.6%

## VPC trading

- Not scored.
- The full trading page: https://etfiq.com/funds/vpc/trading/

## VPC for holders outside the US

- US tax withheld on dividends, no treaty: 30% (<https://www.irs.gov/pub/irs-lbi/tax-treaty-table-1.pdf>)
- Treaty rates on dividends (IRS table, read Oct 30, 2026): 65 countries, 10% to 30% (<https://www.irs.gov/individuals/international-taxpayers/tax-treaty-tables>)
- VPC interest-related and short-term gain dividends: not read by ETFIQ
- US estate tax filing threshold, non-resident holders: $60,000 (<https://www.irs.gov/instructions/i706na>)
- Share class: Distributing (<https://etfiq.com/learn/non-us-holders>)

Facts from the IRS, not tax advice.

## Every published field

| Field | Value | Source |
| --- | --- | --- |
| What it tracks | Indxx Private Credit Index | ETFIQ |
| Fund type | Allocation fund | ETFIQ |
| Category | Allocation · Moderate | ETFIQ |
| Expense ratio | 0.11% | 485BPOS XBRL, Feb 27, 2026 |
| Price | $14.58 | ETFIQ |
| First traded | Feb 8, 2019 | ETFIQ |
| Net assets | $30m | SEC filing, whole fund, as filed for Jul 31, 2026 |
| Benchmark | Its own holdings, as of Jul 31, 2026; no other fund tracks the Indxx Private Credit Index, the index its prospectus names | ETFIQ, from its filings |
| VPC, Jul 31, 2026 to Oct 30, 2026 | −1.06% | ETFIQ |
| Its book of Jul 31, 2026, the same days | −3.08% | ETFIQ, measured on 93% of the book by weight |
| Against its own holdings | +2.02 pts | ETFIQ |
| Stated benchmark | Indxx Private Credit Index (from its prospectus). VPC is the only ETF ETFIQ covers that tracks it. | ETFIQ |
| Below its high | −21.1% | ETFIQ |
| Holdings | 58 | ETFIQ |
| Top ten weight | 31.6% | ETFIQ |
| Cash, not in the top ten | 5.5% | ETFIQ |
| Holdings as of | Jul 31, 2026 | SEC N-PORT |
| Already in the S&P 500, by weight | 0.0% | ETFIQ |
| Active share vs the S&P 500 | 100.0% | ETFIQ |
| Already in the Nasdaq-100, by weight | 0.0% | ETFIQ |

## Questions

### How has VPC performed?

Over the year to Nov 4, 2026, VPC returned −9.3% with distributions reinvested. Over three years the number is −2.3%.

### What does VPC cost?

The prospectus expense ratio is 0.11% a year.

### What does VPC hold?

58 positions as filed for Jul 31, 2026, with the top ten at 31.6% of the fund. 0% of its weight is in stocks the S&P 500 also holds.

### How far is VPC below its high?

21.1% below its high of Feb 20, 2025, measured on the reinvested series to Nov 4, 2026.


## Cite this page

ETFIQ, VPC, allocation fund, data as of Nov 4, 2026. https://etfiq.com/funds/vpc
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at <https://etfiq.com/data/>.

HTML: https://etfiq.com/funds/vpc  ·  JSON: https://etfiq.com/funds/vpc.json