# BIL (SPDR Bloomberg 1-3 Month T-Bill ETF)

State Street · Bond ETFs · Cash and ultrashort · data as of Oct 28, 2026

BIL charges 0.14% a year by its prospectus filed Oct 24, 2025 and returned +3.7% over the year to Oct 28, 2026.

Promise check: Delivered. As of Jun 30, 2026, BIL had a duration of 0.2 years against "1 to 3 months". https://etfiq.com/promise-index/bonds/

BIL tracks an index of 1-3 month T-bills and returned +3.7% over the past year.

## Key facts

- BIL, total return, 1 year: +3.7%, as of Oct 28, 2026.
- BIL, expense ratio: 0.14%, as of Oct 24, 2025.
- BIL, holdings: 26, as of Oct 27, 2026.
- BIL, below its high: 0.0%, as of Oct 28, 2026.
- BIL, 12-month yield, capital gains included, on its starting price: 3.7%, as of Oct 28, 2026.
- BIL, last payment (paid monthly), ex-date Oct 1, 2026: $0.2632, as of Oct 1, 2026.
- BIL, net assets: $48.7bn (the issuer’s own daily fund list, as of Oct 27, 2026).

## BIL over each window to Oct 28, 2026

| Window | Total return |
| --- | --- |
| 1 month | +0.3% |
| 3 months | +0.9% |
| 6 months | +1.8% |
| Year to date | +3.0% |
| 1 year | +3.7% |
| 3 years | +13.8% |
| 5 years | +20.0% |
| 10 years | +25.9% |
| Since launch | +31.0% |
| Since launch, annualised | +1.4% |

## BIL key stats

- 52-week high, daily closes to Oct 28, 2026: $91.76 on Oct 31, 2025 (computed by ETFIQ from Tiingo daily prices)
- 52-week low, daily closes to Oct 28, 2026: $91.27 on Dec 18, 2025 (computed by ETFIQ from Tiingo daily prices)
- Close on Oct 28, 2026, within that range: $91.66, 80% of the way from the low to the high (computed by ETFIQ from Tiingo daily prices)
- Holdings: 26
- Top ten weight: 59.6%

## BIL trading

- IQ Liquidity Score 97, Trades like a giant, 94th percentile of 200 bonds ETFs.
- Trades like a giant: trades at a typical spread of 0.01%.
- $1,000: at least $0.05, 0.005%, one way, half a one-cent tick.
- $10,000: at least $0.55, 0.005%, one way, half a one-cent tick.
- Full cost to own, 1 year at $10,000: 0.15%, against 0.14% for the fee alone.
- Premium to NAV at the Oct 27 close: +0.01%; 95% of days within ±0.01%.
- Limit: midpoint + 1¢ to buy, midpoint − 1¢ to sell. At the Oct 27 close of $91.66, that’s $91.67 to buy and $91.65 to sell.
- The full trading page: https://etfiq.com/funds/bil/trading/

## Every published field

| Field | Value | Source |
| --- | --- | --- |
| What it tracks | Bloomberg 1-3 Month U.S. Treasury Bill Index | ETFIQ |
| Fund type | Cash and Treasury bills | ETFIQ |
| Category | Bonds · Cash and ultrashort | ETFIQ |
| Expense ratio | 0.14% | 485BPOS XBRL, Oct 24, 2025 |
| Price | $91.66 | ETFIQ |
| First traded | May 30, 2007 | ETFIQ |
| Net assets | $48.7bn | the issuer’s own daily fund list, as of Oct 27, 2026 |
| Benchmark | Its own holdings, as of Oct 27, 2026; its shareholder report compares it with the Bloomberg U.S. Aggregate Bond Index, but its daily returns fit AGG's at R-squared 0.0117 over the year to Oct 28, 2026 (251 days), under the 0.35 it needs to return to it | ETFIQ, from its filings |
| Below its high | 0.0% | ETFIQ |
| Holdings | 26 | ETFIQ |
| Top ten weight | 59.6% | ETFIQ |
| Holdings published for | Oct 27, 2026 | the issuer’s daily file |
| Holdings as of the close of | Oct 27, 2026 | the issuer’s daily file |

## Money in and out, to Oct 22, 2026

| Window | Dates | Net flow |
| --- | --- | --- |
| 1 week | Oct 21, 2026 to Oct 22, 2026 | +$54.0m |
| 1 month | Sep 28, 2026 to Oct 22, 2026 | +$3.1bn |
| 3 months | Jul 28, 2026 to Oct 22, 2026 | +$3.9bn |
| Year to date | Jan 2, 2026 to Oct 22, 2026 | +$8.3bn |
| 1 year | Oct 28, 2025 to Oct 22, 2026 | +$8.7bn |

Computed by ETFIQ from the change in shares outstanding times the previous day’s NAV. Every day and month: <https://etfiq.com/data/flows/funds/bil.json>. Method: https://etfiq.com/methodology/flows

## Questions

### How has BIL performed?

Over the year to Oct 28, 2026, BIL returned +3.7% with distributions reinvested. Over three years the number is +13.8%.

### What does BIL cost?

The prospectus expense ratio is 0.14% a year.

### How far is BIL below its high?

0.0% below its high of Oct 27, 2026, measured on the reinvested series to Oct 28, 2026.

### What is the expense ratio of BIL?

BIL's expense ratio is 0.14% a year, read from 485BPOS XBRL, Oct 24, 2025.


## Cite this page

ETFIQ, BIL, bond fund, data as of Oct 28, 2026. https://etfiq.com/funds/bil
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at <https://etfiq.com/data/>.

HTML: https://etfiq.com/funds/bil  ·  JSON: https://etfiq.com/funds/bil.json