# BPAY (iShares FinTech Active ETF)

iShares · Thematic ETFs · data as of Sep 11, 2026

BPAY holds 41 stocks, and 68% of its weight is outside the S&P 500.

## Key facts

- BPAY, already in the S&P 500: 31.6%, as of Sep 11, 2026.
- BPAY, active share vs the S&P 500: 97.4%, as of Sep 11, 2026.
- BPAY, top ten holdings: 41.1%, as of Sep 11, 2026.
- BPAY, total return, 1 year: −13.2%, as of Sep 11, 2026.
- BPAY, net assets: $9m (SEC filing, whole fund, as filed for Apr 30, 2026).
- BPAY, expense ratio: 0.55% (485BPOS XBRL, Nov 21, 2025).

## BPAY over each window to Sep 11, 2026

| Window | Total return | S&P 500 | Gap to S&P 500 | Gap to Nasdaq-100 |
| --- | --- | --- | --- | --- |
| 3 months | +11.4% | +3.3% | +8.2 pts | +12.2 pts |
| 6 months | +19.1% | +16.0% | +3.1 pts | −1.5 pts |
| 1 year | −13.2% | +17.5% | −30.7 pts | −36.2 pts |
| 3 years | +36.7% | +77.9% | −41.1 pts | −58.4 pts |
| Since launch | +18.9% | +88.5% | −69.6 pts | −103.6 pts |

## Every published field

| Field | Value | Source |
| --- | --- | --- |
| Theme | Fintech and digital payments | ETFIQ, editorial |
| Launched | Aug 18, 2022 | ETFIQ |
| Already in the S&P 500, by weight | 31.6% | ETFIQ |
| Active share vs the S&P 500 | 97.4% | ETFIQ |
| Already in the Nasdaq-100, by weight | 4.5% | ETFIQ |
| Active share vs the Nasdaq-100 | 99.5% | ETFIQ |
| Top ten holdings weight | 41.1% | ETFIQ |
| Holdings | 41 | ETFIQ |
| Holdings as of | Sep 10, 2026 | the issuer’s daily file |
| Top holdings | CHIME FINANCIAL CLASS A 5.1%, BLK CSH FND TREASURY SL AGENCY 4.8%, GLOBAL PAYMENTS INC 4.8%, ROBINHOOD MARKETS CLASS A 4.4%, CAPITAL ONE FINANCIAL CORP 4.1%, BLOCK CLASS A 3.9%, JSC KASPI KZ GLOBAL SPONSORED ADS 3.9%, FIDELITY NATIONAL INFORMATION SERV 3.7%, SEA ADS REPRESENTING LTD CLASS A 3.4%, MERCADOLIBRE 3.1% | ETFIQ |
| Net assets | $9m | SEC filing, whole fund, as filed for Apr 30, 2026 |
| Below its all-time high | −16.6% | ETFIQ |
| Expense ratio | 0.55% | 485BPOS XBRL, Nov 21, 2025 |
| Fee for the part that differs from the S&P 500, active expense ratio | 0.56% | ETFIQ |
| Closest funds by holdings overlap | IPAY 39%, KYC 38%, FINX 30%, FDIG 28%, FDFF 26% | ETFIQ |

## Questions

### How much of BPAY is in S&P 500 companies?

By its holdings published by its issuer for Sep 10, 2026, 32% of BPAY by weight is stocks the S&P 500 already holds. Its active share against the index is 97%, so that share is the part doing something different.

### What does BPAY hold?

41 positions as published by its issuer for Sep 10, 2026, with the top ten at 41% of the fund. The largest are CHIME FINANCIAL CLASS A at 5.1%, BLK CSH FND TREASURY SL AGENCY at 4.8%, GLOBAL PAYMENTS INC at 4.8%.

### Has BPAY beaten the S&P 500?

Over the year to Sep 11, 2026 BPAY returned −13.2% with distributions reinvested, against +17.5% for the S&P 500, so it finished behind the index by 30.7 points.

### What does BPAY cost?

The prospectus expense ratio is 0.55% a year. Because 97% of the fund differs from the S&P 500, the fee on that differing part works out at 0.56%.


## Cite this page

ETFIQ, BPAY, data as of Sep 11, 2026. https://etfiq.com/funds/BPAY
Free to use with attribution; the underlying files are at https://etfiq.com/data/.

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