{"url":"https://etfiq.com/compare/buffer/pmjl-vs-xbjl","section":"compare","title":"PMJL vs XBJL: Cap, Buffer & Days Left | ETFIQ","description":"As of Nov 4, 2026 PMJL can gain 5.7% before its cap and XBJL 9.9%. Each can fall 2.1% and 3.5% before its buffer engages, on SPY.","as_of":"Nov 4, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which has more room to gain, PMJL or XBJL?","acceptedAnswer":{"@type":"Answer","text":"From their prices on Nov 4, 2026, PMJL can gain about 5.7% before its cap and XBJL about 9.9%, so XBJL has more room left this period."}},{"@type":"Question","name":"Which resets first, PMJL or XBJL?","acceptedAnswer":{"@type":"Answer","text":"PMJL ends its outcome period on Jun 30, 2027 and XBJL on Jun 30, 2027. A new cap is set the day after each."}},{"@type":"Question","name":"Which is cheaper, PMJL or XBJL?","acceptedAnswer":{"@type":"Answer","text":"PMJL charges 0.50% a year and XBJL charges 0.79%, so PMJL is cheaper. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Buffer ETFs","item":"https://etfiq.com/buffer/"},{"@type":"ListItem","position":3,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":4,"name":"PMJL vs XBJL","item":"https://etfiq.com/compare/buffer/pmjl-vs-xbjl"}]},{"@type":"WebPage","name":"PMJL vs XBJL: Cap, Buffer & Days Left","description":"As of Nov 4, 2026 PMJL can gain 5.7% before its cap and XBJL 9.9%. Each can fall 2.1% and 3.5% before its buffer engages, on SPY.","url":"https://etfiq.com/compare/buffer/pmjl-vs-xbjl","dateModified":"2026-11-04","abstract":"As of Nov 4, 2026 XBJL can fall 3.5% before its buffer engages and PMJL 2.1%.","publisher":{"@id":"https://etfiq.com/#org"},"isPartOf":{"@id":"https://etfiq.com/#website"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".faq"]}},{"@type":"Dataset","name":"ETFIQ comparison of PMJL and XBJL","description":"As of Nov 4, 2026 PMJL can gain 5.7% before its cap and XBJL 9.9%. Each can fall 2.1% and 3.5% before its buffer engages, on SPY.","dateModified":"2026-11-04","creator":{"@id":"https://etfiq.com/#org"},"isAccessibleForFree":true,"url":"https://etfiq.com/compare/buffer/pmjl-vs-xbjl","license":"https://etfiq.com/license/","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"}],"variableMeasured":["Remaining cap","Fall before the buffer engages","Protection left in index points","Starting buffer","Outcome period","Reference index return","Fund return","Days remaining","Expense ratio"],"keywords":["exchange-traded funds","ETF","Buffer ETFs","fund data","SEC filings"]}],"characters":6150,"truncated":true,"content":"ETFIQ / Buffer ETFs / Compare ETFs / PMJL vs XBJL \n ETFIQ etfiq.com \u00b7 independent ETF data \n\n Data as of Nov 4, 2026 .\n\n PMJL vs XBJL: Cap, Buffer & Days Left\n\n As of Nov 4, 2026 XBJL can fall 3.5% before its buffer engages and PMJL 2.1%.\n Copy this for sharing \n \n PMJL costs 0.29 points a year less; their one-year returns differ by 4.2 points; XBJL is 11.0 times larger.\n PMJL and XBJL at a glance. As of Nov 4, 2026. Source: ETFIQ. PMJL XBJL \n Expense ratio 0.50% 0.79% \n Net assets $7.0m $77m \n Total return, 1 year +5.7% +9.9% \n What it tracks SPY SPY \n Holdings in common not published \n \n Net","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, PMJL against XBJL, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/pmjl-vs-xbjl","a":{"ticker":"PMJL","name":"PGIM S&P 500 Max Buffer ETF - July","issuer":"PGIM","desk":"buffer","as_of":"2026-11-04","verdict":"Since Jul 1, 2026, PMJL returned 1.7%, against SPY's 2.7% price return. It can gain 5.7% more before its cap.","url":"https://etfiq.com/funds/pmjl","key_facts":[{"label":"Can still gain from today\u2019s fund price","value":"5.7%","as_of":"2026-11-04","source":null},{"label":"Fall before the buffer from today\u2019s fund price","value":"2.1%","as_of":"2026-11-04","source":null},{"label":"Protection left, index points","value":"100.0%","as_of":"2026-11-04","source":null},{"label":"Days to reset","value":"238","as_of":"2026-11-04","source":null},{"label":"Net assets","value":"$7.0m","as_of":"2026-11-04","source":"issuer page, as of Nov 4, 2026"},{"label":"Expense ratio","value":"0.50%","as_of":"2026-11-04","source":"issuer data, Nov 4, 2026"}]},"b":{"ticker":"XBJL","name":"Innovator U.S. Equity Accelerated 9 Buffer ETF - Jul","issuer":"Innovator","desk":"buffer","as_of":"2026-11-04","verdict":"Since Jun 30, 2026, XBJL returned 3.3%, against SPY's 2.6% price return. It can gain 9.9% more before its cap.","url":"https://etfiq.com/funds/xbjl","key_facts":[{"label":"Can still gain from today\u2019s fund price","value":"9.9%","as_of":"2026-11-04","source":null},{"label":"Fall before the buffer from today\u2019s fund price","value":"3.5%","as_of":"2026-11-04","source":null},{"label":"Protection left, index points","value":"9.0%","as_of":"2026-11-04","source":null},{"label":"Days to reset","value":"238","as_of":"2026-11-04","source":null},{"label":"Net assets","value":"$77m","as_of":"2026-11-04","source":"issuer page, as of Nov 4, 2026"},{"label":"Expense ratio","value":"0.79%","as_of":"2026-11-04","source":"issuer page, Nov 4, 2026"}]},"overlap_pct":null,"overlap_note":"ETFIQ does not publish a holdings overlap for this pair. Either the funds are not compared on holdings, or one book is incomplete.","full_text_at":"https://etfiq.com/compare/buffer/pmjl-vs-xbjl"}