{"url":"https://etfiq.com/compare/buffer/julp-vs-ujul","section":"compare","title":"JULP vs UJUL: Cap, Buffer & Days Left | ETFIQ","description":"As of Nov 4, 2026 JULP can gain 12.6% before its cap and UJUL 11.4%. Each can fall 3.1% and 7.3% before its buffer engages, on SPY.","as_of":"Nov 4, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which has more room to gain, JULP or UJUL?","acceptedAnswer":{"@type":"Answer","text":"From their prices on Nov 4, 2026, JULP can gain about 12.6% before its cap and UJUL about 11.4%, so JULP has more room left this period."}},{"@type":"Question","name":"Which resets first, JULP or UJUL?","acceptedAnswer":{"@type":"Answer","text":"JULP ends its outcome period on Jun 30, 2027 and UJUL on Jun 30, 2027. A new cap is set the day after each."}},{"@type":"Question","name":"Which is cheaper, JULP or UJUL?","acceptedAnswer":{"@type":"Answer","text":"JULP charges 0.50% a year and UJUL charges 0.79%, so JULP is cheaper. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Buffer ETFs","item":"https://etfiq.com/buffer/"},{"@type":"ListItem","position":3,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":4,"name":"JULP vs UJUL","item":"https://etfiq.com/compare/buffer/julp-vs-ujul"}]},{"@type":"WebPage","name":"JULP vs UJUL: Cap, Buffer & Days Left","description":"As of Nov 4, 2026 JULP can gain 12.6% before its cap and UJUL 11.4%. Each can fall 3.1% and 7.3% before its buffer engages, on SPY.","url":"https://etfiq.com/compare/buffer/julp-vs-ujul","dateModified":"2026-11-04","abstract":"As of Nov 4, 2026 UJUL can fall 7.3% before its buffer engages and JULP 3.1%.","publisher":{"@id":"https://etfiq.com/#org"},"isPartOf":{"@id":"https://etfiq.com/#website"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".faq"]}},{"@type":"Dataset","name":"ETFIQ comparison of JULP and UJUL","description":"As of Nov 4, 2026 JULP can gain 12.6% before its cap and UJUL 11.4%. Each can fall 3.1% and 7.3% before its buffer engages, on SPY.","dateModified":"2026-11-04","creator":{"@id":"https://etfiq.com/#org"},"isAccessibleForFree":true,"url":"https://etfiq.com/compare/buffer/julp-vs-ujul","license":"https://etfiq.com/license/","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"}],"variableMeasured":["Remaining cap","Fall before the buffer engages","Protection left in index points","Starting buffer","Outcome period","Reference index return","Fund return","Days remaining","Expense ratio"],"keywords":["exchange-traded funds","ETF","Buffer ETFs","fund data","SEC filings"]}],"characters":6604,"truncated":true,"content":"ETFIQ / Buffer ETFs / Compare ETFs / JULP vs UJUL \n ETFIQ etfiq.com \u00b7 independent ETF data \n\n Data as of Nov 4, 2026 .\n\n JULP vs UJUL: Cap, Buffer & Days Left\n\n As of Nov 4, 2026 UJUL can fall 7.3% before its buffer engages and JULP 3.1%.\n Copy this for sharing \n \n JULP costs 0.29 points a year less; their one-year returns differ by 1.9 points; UJUL is 7.1 times larger.\n JULP and UJUL at a glance. As of Nov 4, 2026. Source: ETFIQ. JULP UJUL \n Expense ratio 0.50% 0.79% \n Net assets $43m $307m \n Total return, 1 year +10.5% +8.6% \n What it tracks SPY SPY \n Holdings in common not published \n \n Net","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, JULP against UJUL, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/julp-vs-ujul","a":{"ticker":"JULP","name":"PGIM S&P 500 Buffer 12 ETF - July","issuer":"PGIM","desk":"buffer","as_of":"2026-11-04","verdict":"Since Jul 1, 2026, JULP returned 2.7%, against SPY's 2.7% price return. It can gain 12.6% more before its cap.","url":"https://etfiq.com/funds/julp","key_facts":[{"label":"Can still gain from today\u2019s fund price","value":"12.6%","as_of":"2026-11-04","source":null},{"label":"Fall before the buffer from today\u2019s fund price","value":"3.1%","as_of":"2026-11-04","source":null},{"label":"Protection left, index points","value":"12.0%","as_of":"2026-11-04","source":null},{"label":"Days to reset","value":"238","as_of":"2026-11-04","source":null},{"label":"Net assets","value":"$43m","as_of":"2026-11-04","source":"issuer page, as of Nov 4, 2026"},{"label":"Expense ratio","value":"0.50%","as_of":"2026-11-04","source":"issuer data, Nov 4, 2026"}]},"b":{"ticker":"UJUL","name":"Innovator U.S. Equity Ultra Buffer ETF - Jul","issuer":"Innovator","desk":"buffer","as_of":"2026-11-04","verdict":"Since Jun 30, 2026, UJUL returned 2.2%, against SPY's 2.6% price return. It can gain 11.4% more before its cap.","url":"https://etfiq.com/funds/ujul","key_facts":[{"label":"Can still gain from today\u2019s fund price","value":"11.4%","as_of":"2026-11-04","source":null},{"label":"Fall before the buffer from today\u2019s fund price","value":"7.3%","as_of":"2026-11-04","source":null},{"label":"Protection left, index points","value":"30.0%","as_of":"2026-11-04","source":null},{"label":"Days to reset","value":"238","as_of":"2026-11-04","source":null},{"label":"Net assets","value":"$307m","as_of":"2026-11-04","source":"issuer page, as of Nov 4, 2026"},{"label":"Expense ratio","value":"0.79%","as_of":"2026-11-04","source":"issuer page, Nov 4, 2026"}]},"overlap_pct":null,"overlap_note":"ETFIQ does not publish a holdings overlap for this pair. Either the funds are not compared on holdings, or one book is incomplete.","full_text_at":"https://etfiq.com/compare/buffer/julp-vs-ujul"}