{"url":"https://etfiq.com/compare/buffer/ddfl-vs-hjly","section":"compare","title":"DDFL vs HJLY: Cap, Buffer & Days Left | ETFIQ","description":"As of Nov 4, 2026 for DDFL and Nov 3, 2026 for HJLY, DDFL can fall 2.8% and HJLY 1.1% before its buffer engages, on SPY.","as_of":"Nov 4, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which resets first, DDFL or HJLY?","acceptedAnswer":{"@type":"Answer","text":"DDFL ends its outcome period on Jun 30, 2027 and HJLY on Jun 30, 2027. A new cap is set the day after each."}},{"@type":"Question","name":"Which is cheaper, DDFL or HJLY?","acceptedAnswer":{"@type":"Answer","text":"DDFL charges 0.79% a year and HJLY charges 0.30%, so HJLY is cheaper. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Buffer ETFs","item":"https://etfiq.com/buffer/"},{"@type":"ListItem","position":3,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":4,"name":"DDFL vs HJLY","item":"https://etfiq.com/compare/buffer/ddfl-vs-hjly"}]},{"@type":"WebPage","name":"DDFL vs HJLY: Cap, Buffer & Days Left","description":"As of Nov 4, 2026 for DDFL and Nov 3, 2026 for HJLY, DDFL can fall 2.8% and HJLY 1.1% before its buffer engages, on SPY.","url":"https://etfiq.com/compare/buffer/ddfl-vs-hjly","dateModified":"2026-11-04","abstract":"DDFL can fall 2.8% before its buffer engages as of Nov 4, 2026, and HJLY 1.1% as of Nov 3, 2026.","publisher":{"@id":"https://etfiq.com/#org"},"isPartOf":{"@id":"https://etfiq.com/#website"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".faq"]}},{"@type":"Dataset","name":"ETFIQ comparison of DDFL and HJLY","description":"As of Nov 4, 2026 for DDFL and Nov 3, 2026 for HJLY, DDFL can fall 2.8% and HJLY 1.1% before its buffer engages, on SPY.","dateModified":"2026-11-04","creator":{"@id":"https://etfiq.com/#org"},"isAccessibleForFree":true,"url":"https://etfiq.com/compare/buffer/ddfl-vs-hjly","license":"https://etfiq.com/license/","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"}],"variableMeasured":["Remaining cap","Fall before the buffer engages","Protection left in index points","Starting buffer","Outcome period","Reference index return","Fund return","Days remaining","Expense ratio"],"keywords":["exchange-traded funds","ETF","Buffer ETFs","fund data","SEC filings"]}],"characters":5793,"truncated":true,"content":"ETFIQ / Buffer ETFs / Compare ETFs / DDFL vs HJLY \n ETFIQ etfiq.com \u00b7 independent ETF data \n\n Data as of Nov 4, 2026 .\n\n DDFL vs HJLY: Cap, Buffer & Days Left\n\n DDFL can fall 2.8% before its buffer engages as of Nov 4, 2026, and HJLY 1.1% as of Nov 3, 2026.\n Copy this for sharing \n \n HJLY costs 0.49 points a year less.\n DDFL and HJLY at a glance. As of Nov 4, 2026. Source: ETFIQ. DDFL HJLY \n Expense ratio 0.79% 0.30% \n Net assets $160m $892,052 \n Total return, 1 year +7.3% not published \n What it tracks SPY SPY \n Holdings in common not published \n \n Net assets on Nov 4, 2026: $160m for Innovat","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, DDFL against HJLY, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/ddfl-vs-hjly","a":{"ticker":"DDFL","name":"Innovator Equity Dual Directional 15 Buffer ETF - Jul","issuer":"Innovator","desk":"buffer","as_of":"2026-11-04","verdict":"Since Jun 30, 2026, DDFL returned 2.6%, against SPY's 2.6% price return. It can gain 7.8% more before its cap.","url":"https://etfiq.com/funds/ddfl","key_facts":[{"label":"Can still gain from today\u2019s fund price","value":"7.8%","as_of":"2026-11-04","source":null},{"label":"Fall before the buffer from today\u2019s fund price","value":"2.8%","as_of":"2026-11-04","source":null},{"label":"Protection left, index points","value":"15.0%","as_of":"2026-11-04","source":null},{"label":"Days to reset","value":"238","as_of":"2026-11-04","source":null},{"label":"Net assets","value":"$160m","as_of":"2026-11-04","source":"issuer page, as of Nov 4, 2026"},{"label":"Expense ratio","value":"0.79%","as_of":"2026-11-04","source":"issuer page, Nov 4, 2026"}]},"b":{"ticker":"HJLY","name":"Corgi U.S. Equities 100% Structured Buffer ETF - July Series","issuer":"Corgi","desk":"buffer","as_of":"2026-11-03","verdict":"Since Jul 1, 2026, HJLY returned 1.5%, against SPY's 1.2% price return. It can fall 1.1% before its buffer.","url":"https://etfiq.com/funds/hjly","key_facts":[{"label":"Fall before the buffer from today\u2019s fund price","value":"1.1%","as_of":"2026-11-03","source":null},{"label":"Protection left, index points","value":"100.0%","as_of":"2026-11-03","source":null},{"label":"Days to reset","value":"239","as_of":"2026-11-03","source":null},{"label":"Net assets","value":"$892,052","as_of":"2026-11-04","source":"the issuer\u2019s own daily fund list, as of Nov 4, 2026"},{"label":"Expense ratio","value":"0.30%","as_of":"2026-11-03","source":"issuer page, Nov 3, 2026"},{"label":"Reference index","value":"SPY","as_of":"2026-11-03","source":null}]},"overlap_pct":null,"overlap_note":"ETFIQ does not publish a holdings overlap for this pair. Either the funds are not compared on holdings, or one book is incomplete.","full_text_at":"https://etfiq.com/compare/buffer/ddfl-vs-hjly"}