{"url":"https://etfiq.com/compare/buffer/boct-vs-toct","section":"compare","title":"BOCT vs TOCT: Cap, Buffer & Days Left | ETFIQ","description":"As of Oct 23, 2026 BOCT can gain 20.3% before its cap and TOCT 7.0%. Each can fall 0.0% and 5.2% before its buffer engages, on SPY.","as_of":"Oct 23, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which has more room to gain, BOCT or TOCT?","acceptedAnswer":{"@type":"Answer","text":"From their prices on Oct 23, 2026, BOCT can gain about 20.3% before its cap and TOCT about 7.0%, so BOCT has more room left this period."}},{"@type":"Question","name":"Which resets first, BOCT or TOCT?","acceptedAnswer":{"@type":"Answer","text":"BOCT ends its outcome period on Sep 30, 2027 and TOCT on Sep 30, 2027. A new cap is set the day after each."}},{"@type":"Question","name":"Which is cheaper, BOCT or TOCT?","acceptedAnswer":{"@type":"Answer","text":"BOCT and TOCT both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Buffer ETFs","item":"https://etfiq.com/buffer/"},{"@type":"ListItem","position":3,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":4,"name":"BOCT vs TOCT","item":"https://etfiq.com/compare/buffer/boct-vs-toct"}]},{"@type":"WebPage","name":"BOCT vs TOCT: Cap, Buffer & Days Left","description":"As of Oct 23, 2026 BOCT can gain 20.3% before its cap and TOCT 7.0%. Each can fall 0.0% and 5.2% before its buffer engages, on SPY.","url":"https://etfiq.com/compare/buffer/boct-vs-toct","dateModified":"2026-10-23","abstract":"As of Oct 23, 2026 TOCT can fall 5.2% before its buffer engages and BOCT 0.0%.","publisher":{"@id":"https://etfiq.com/#org"},"isPartOf":{"@id":"https://etfiq.com/#website"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".faq"]}},{"@type":"Dataset","name":"ETFIQ comparison of BOCT and TOCT","description":"As of Oct 23, 2026 BOCT can gain 20.3% before its cap and TOCT 7.0%. Each can fall 0.0% and 5.2% before its buffer engages, on SPY.","dateModified":"2026-10-23","creator":{"@id":"https://etfiq.com/#org"},"isAccessibleForFree":true,"url":"https://etfiq.com/compare/buffer/boct-vs-toct","license":"https://etfiq.com/license/","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"}],"variableMeasured":["Remaining cap","Fall before the buffer engages","Protection left in index points","Starting buffer","Outcome period","Reference index return","Fund return","Days remaining","Expense ratio"],"keywords":["exchange-traded funds","ETF","Buffer ETFs","fund data","SEC filings"]}],"characters":6348,"truncated":true,"content":"ETFIQ / Buffer ETFs / Compare ETFs / BOCT vs TOCT \n ETFIQ etfiq.com \u00b7 independent ETF data \n\n Data as of Oct 23, 2026 .\n\n BOCT vs TOCT: Cap, Buffer & Days Left\n\n As of Oct 23, 2026 TOCT can fall 5.2% before its buffer engages and BOCT 0.0%.\n Copy this for sharing \n \n Both cost 0.79% a year; their one-year returns differ by 9.5 points; BOCT is far larger, $358m against $14m.\n BOCT and TOCT at a glance. As of Oct 23, 2026. Source: ETFIQ. BOCT TOCT \n Expense ratio 0.79% 0.79% \n Net assets $358m $14m \n Total return, 1 year +13.0% +3.5% \n What it tracks SPY SPY \n Holdings in common not published \n ","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, BOCT against TOCT, data as of Oct 23, 2026. https://etfiq.com/compare/buffer/boct-vs-toct","a":{"ticker":"BOCT","name":"Innovator U.S. Equity Buffer ETF - Oct","issuer":"Innovator","desk":"buffer","as_of":"2026-10-23","verdict":"Since Sep 30, 2026, BOCT lost 0.1%, against \u22120.3% for SPY. 8.7% of its 9.0% buffer is left.","url":"https://etfiq.com/funds/boct","key_facts":[{"label":"Can still gain from today\u2019s fund price","value":"20.3%","as_of":"2026-10-23","source":null},{"label":"Fall before the buffer from today\u2019s fund price","value":"0.0%","as_of":"2026-10-23","source":null},{"label":"Protection left, index points","value":"8.7%","as_of":"2026-10-23","source":null},{"label":"Days to reset","value":"342","as_of":"2026-10-23","source":null},{"label":"Net assets","value":"$358m","as_of":"2026-10-23","source":"issuer page, as of Oct 23, 2026"},{"label":"Expense ratio","value":"0.79%","as_of":"2026-10-23","source":"issuer page, Oct 23, 2026"}]},"b":{"ticker":"TOCT","name":"Innovator Equity Defined Protection ETF - Oct 2027","issuer":"Innovator","desk":"buffer","as_of":"2026-10-23","verdict":"Since Sep 30, 2025, TOCT returned 4.5%, against 14.1% for SPY. It can gain 7.0% more before its cap.","url":"https://etfiq.com/funds/toct","key_facts":[{"label":"Can still gain from today\u2019s fund price","value":"7.0%","as_of":"2026-10-23","source":null},{"label":"Fall before the buffer from today\u2019s fund price","value":"5.2%","as_of":"2026-10-23","source":null},{"label":"Protection left, index points","value":"100.0%","as_of":"2026-10-23","source":null},{"label":"Days to reset","value":"342","as_of":"2026-10-23","source":null},{"label":"Net assets","value":"$14m","as_of":"2026-10-23","source":"issuer page, as of Oct 23, 2026"},{"label":"Expense ratio","value":"0.79%","as_of":"2026-10-23","source":"issuer page, Oct 23, 2026"}]},"overlap_pct":null,"overlap_note":"ETFIQ does not publish a holdings overlap for this pair. Either the funds are not compared on holdings, or one book is incomplete.","full_text_at":"https://etfiq.com/compare/buffer/boct-vs-toct"}