{"url":"https://etfiq.com/compare/buffer/bjul-vs-foct","section":"compare","title":"BJUL vs FOCT: Cap, Buffer & Days Left | ETFIQ","description":"As of Oct 23, 2026 BJUL can gain 15.7% before its cap and FOCT 16.7%. Each can fall 2.1% and 0.6% before its buffer engages, on SPY.","as_of":"Oct 23, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which has more room to gain, BJUL or FOCT?","acceptedAnswer":{"@type":"Answer","text":"From their prices on Oct 23, 2026, BJUL can gain about 15.7% before its cap and FOCT about 16.7%, so FOCT has more room left this period."}},{"@type":"Question","name":"Which resets first, BJUL or FOCT?","acceptedAnswer":{"@type":"Answer","text":"BJUL ends its outcome period on Jun 30, 2027 and FOCT on Oct 15, 2027. A new cap is set the day after each."}},{"@type":"Question","name":"Which is cheaper, BJUL or FOCT?","acceptedAnswer":{"@type":"Answer","text":"BJUL charges 0.79% a year and FOCT charges 0.85%, so BJUL is cheaper. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Buffer ETFs","item":"https://etfiq.com/buffer/"},{"@type":"ListItem","position":3,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":4,"name":"BJUL vs FOCT","item":"https://etfiq.com/compare/buffer/bjul-vs-foct"}]},{"@type":"WebPage","name":"BJUL vs FOCT: Cap, Buffer & Days Left","description":"As of Oct 23, 2026 BJUL can gain 15.7% before its cap and FOCT 16.7%. Each can fall 2.1% and 0.6% before its buffer engages, on SPY.","url":"https://etfiq.com/compare/buffer/bjul-vs-foct","dateModified":"2026-10-23","abstract":"As of Oct 23, 2026 BJUL can fall 2.1% before its buffer engages and FOCT 0.6%, and BJUL resets 107 days sooner.","publisher":{"@id":"https://etfiq.com/#org"},"isPartOf":{"@id":"https://etfiq.com/#website"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".faq"]}},{"@type":"Dataset","name":"ETFIQ comparison of BJUL and FOCT","description":"As of Oct 23, 2026 BJUL can gain 15.7% before its cap and FOCT 16.7%. Each can fall 2.1% and 0.6% before its buffer engages, on SPY.","dateModified":"2026-10-23","creator":{"@id":"https://etfiq.com/#org"},"isAccessibleForFree":true,"url":"https://etfiq.com/compare/buffer/bjul-vs-foct","license":"https://etfiq.com/license/","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"}],"variableMeasured":["Remaining cap","Fall before the buffer engages","Protection left in index points","Starting buffer","Outcome period","Reference index return","Fund return","Days remaining","Expense ratio"],"keywords":["exchange-traded funds","ETF","Buffer ETFs","fund data","SEC filings"]}],"characters":6849,"truncated":true,"content":"ETFIQ / Buffer ETFs / Compare ETFs / BJUL vs FOCT \n ETFIQ etfiq.com \u00b7 independent ETF data \n\n Data as of Oct 23, 2026 .\n\n BJUL vs FOCT: Cap, Buffer & Days Left\n\n As of Oct 23, 2026 BJUL can fall 2.1% before its buffer engages and FOCT 0.6%, and BJUL resets 107 days sooner.\n Copy this for sharing \n \n BJUL costs 0.06 points a year less; their one-year returns differ by 2.1 points; FOCT is 3.5 times larger.\n BJUL and FOCT at a glance. As of Oct 23, 2026. Source: ETFIQ. BJUL FOCT \n Expense ratio 0.79% 0.85% \n Net assets $358m $1.3bn \n Total return, 1 year +10.7% +12.8% \n What it tracks SPY SPY \n H","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, BJUL against FOCT, data as of Oct 23, 2026. https://etfiq.com/compare/buffer/bjul-vs-foct","a":{"ticker":"BJUL","name":"Innovator U.S. Equity Buffer ETF - Jul","issuer":"Innovator","desk":"buffer","as_of":"2026-10-23","verdict":"Since Jun 30, 2026, BJUL returned 1.9%, against 1.8% for SPY. It can gain 15.7% more before its cap.","url":"https://etfiq.com/funds/bjul","key_facts":[{"label":"Can still gain from today\u2019s fund price","value":"15.7%","as_of":"2026-10-23","source":null},{"label":"Fall before the buffer from today\u2019s fund price","value":"2.1%","as_of":"2026-10-23","source":null},{"label":"Protection left, index points","value":"9.0%","as_of":"2026-10-23","source":null},{"label":"Days to reset","value":"250","as_of":"2026-10-23","source":null},{"label":"Net assets","value":"$358m","as_of":"2026-10-23","source":"issuer page, as of Oct 23, 2026"},{"label":"Expense ratio","value":"0.79%","as_of":"2026-10-23","source":"issuer page, Oct 23, 2026"}]},"b":{"ticker":"FOCT","name":"FT Vest U.S. Equity Buffer ETF - October","issuer":"First Trust","desk":"buffer","as_of":"2026-10-23","verdict":"Since Oct 19, 2026, FOCT lost 0.3%, against \u22120.4% for SPY. 9.6% of its 10.0% buffer is left.","url":"https://etfiq.com/funds/foct","key_facts":[{"label":"Can still gain from today\u2019s fund price","value":"16.7%","as_of":"2026-10-23","source":null},{"label":"Fall before the buffer from today\u2019s fund price","value":"0.6%","as_of":"2026-10-23","source":null},{"label":"Protection left, index points","value":"9.6%","as_of":"2026-10-23","source":null},{"label":"Days to reset","value":"357","as_of":"2026-10-23","source":null},{"label":"Net assets","value":"$1.3bn","as_of":"2026-10-23","source":"issuer page, as of Oct 23, 2026"},{"label":"Expense ratio","value":"0.85%","as_of":"2026-10-23","source":"issuer page, Oct 23, 2026"}]},"overlap_pct":null,"overlap_note":"ETFIQ does not publish a holdings overlap for this pair. Either the funds are not compared on holdings, or one book is incomplete.","full_text_at":"https://etfiq.com/compare/buffer/bjul-vs-foct"}