{"url":"https://etfiq.com/compare/buffer/bjan-vs-djul","section":"compare","title":"BJAN vs DJUL: Cap, Buffer & Days Left | ETFIQ","description":"As of Oct 22, 2026 BJAN can gain 4.9% before its cap and DJUL 10.6%. Each can fall 10.0% and 7.7% before its buffer engages, on SPY.","as_of":"Oct 22, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which has more room to gain, BJAN or DJUL?","acceptedAnswer":{"@type":"Answer","text":"From their prices on Oct 22, 2026, BJAN can gain about 4.9% before its cap and DJUL about 10.6%, so DJUL has more room left this period."}},{"@type":"Question","name":"Which resets first, BJAN or DJUL?","acceptedAnswer":{"@type":"Answer","text":"BJAN ends its outcome period on Dec 31, 2026 and DJUL on Jul 16, 2027. A new cap is set the day after each."}},{"@type":"Question","name":"Which is cheaper, BJAN or DJUL?","acceptedAnswer":{"@type":"Answer","text":"BJAN charges 0.79% a year and DJUL charges 0.85%, so BJAN is cheaper. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Buffer ETFs","item":"https://etfiq.com/buffer/"},{"@type":"ListItem","position":3,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":4,"name":"BJAN vs DJUL","item":"https://etfiq.com/compare/buffer/bjan-vs-djul"}]},{"@type":"WebPage","name":"BJAN vs DJUL: Cap, Buffer & Days Left","description":"As of Oct 22, 2026 BJAN can gain 4.9% before its cap and DJUL 10.6%. Each can fall 10.0% and 7.7% before its buffer engages, on SPY.","url":"https://etfiq.com/compare/buffer/bjan-vs-djul","dateModified":"2026-10-22","abstract":"As of Oct 22, 2026 BJAN can fall 10.0% before its buffer engages and DJUL 7.7%, and BJAN resets 197 days sooner.","publisher":{"@id":"https://etfiq.com/#org"},"isPartOf":{"@id":"https://etfiq.com/#website"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".faq"]}},{"@type":"Dataset","name":"ETFIQ comparison of BJAN and DJUL","description":"As of Oct 22, 2026 BJAN can gain 4.9% before its cap and DJUL 10.6%. Each can fall 10.0% and 7.7% before its buffer engages, on SPY.","dateModified":"2026-10-22","creator":{"@id":"https://etfiq.com/#org"},"isAccessibleForFree":true,"url":"https://etfiq.com/compare/buffer/bjan-vs-djul","license":"https://etfiq.com/license/","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"}],"variableMeasured":["Remaining cap","Fall before the buffer engages","Protection left in index points","Starting buffer","Outcome period","Reference index return","Fund return","Days remaining","Expense ratio"],"keywords":["exchange-traded funds","ETF","Buffer ETFs","fund data","SEC filings"]}],"characters":6895,"truncated":true,"content":"ETFIQ / Buffer ETFs / Compare ETFs / BJAN vs DJUL \n ETFIQ etfiq.com \u00b7 independent ETF data \n\n Data as of Oct 22, 2026 .\n\n BJAN vs DJUL: Cap, Buffer & Days Left\n\n As of Oct 22, 2026 BJAN can fall 10.0% before its buffer engages and DJUL 7.7%, and BJAN resets 197 days sooner.\n Copy this for sharing \n \n BJAN costs 0.06 points a year less; their one-year returns differ by 4.4 points; DJUL is 1.4 times larger.\n BJAN and DJUL at a glance. As of Oct 22, 2026. Source: ETFIQ. BJAN DJUL \n Expense ratio 0.79% 0.85% \n Net assets $346m $491m \n Total return, 1 year +14.1% +9.7% \n What it tracks SPY SPY \n Ho","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, BJAN against DJUL, data as of Oct 22, 2026. https://etfiq.com/compare/buffer/bjan-vs-djul","a":{"ticker":"BJAN","name":"Innovator U.S. Equity Buffer ETF - Jan","issuer":"Innovator","desk":"buffer","as_of":"2026-10-22","verdict":"Since Dec 31, 2025, BJAN returned 10.3%, against 12.0% for SPY. It can gain 4.9% more before its cap.","url":"https://etfiq.com/funds/bjan","key_facts":[{"label":"Can still gain from today\u2019s fund price","value":"4.9%","as_of":"2026-10-22","source":null},{"label":"Fall before the buffer from today\u2019s fund price","value":"10.0%","as_of":"2026-10-22","source":null},{"label":"Protection left, index points","value":"9.0%","as_of":"2026-10-22","source":null},{"label":"Days to reset","value":"70","as_of":"2026-10-22","source":null},{"label":"Net assets","value":"$346m","as_of":"2026-10-22","source":"issuer page, as of Oct 22, 2026"},{"label":"Expense ratio","value":"0.79%","as_of":"2026-10-22","source":"issuer page, Oct 22, 2026"}]},"b":{"ticker":"DJUL","name":"FT Vest U.S. Equity Deep Buffer ETF - July","issuer":"First Trust","desk":"buffer","as_of":"2026-10-22","verdict":"Since Jul 20, 2026, DJUL returned 2.0%, against 2.8% for SPY. It can gain 10.6% more before its cap.","url":"https://etfiq.com/funds/djul","key_facts":[{"label":"Can still gain from today\u2019s fund price","value":"10.6%","as_of":"2026-10-22","source":null},{"label":"Fall before the buffer from today\u2019s fund price","value":"7.7%","as_of":"2026-10-22","source":null},{"label":"Protection left, index points","value":"25.0%","as_of":"2026-10-22","source":null},{"label":"Days to reset","value":"267","as_of":"2026-10-22","source":null},{"label":"Net assets","value":"$491m","as_of":"2026-10-22","source":"issuer page, as of Oct 22, 2026"},{"label":"Expense ratio","value":"0.85%","as_of":"2026-10-22","source":"issuer page, Oct 22, 2026"}]},"overlap_pct":null,"overlap_note":"ETFIQ does not publish a holdings overlap for this pair. Either the funds are not compared on holdings, or one book is incomplete.","full_text_at":"https://etfiq.com/compare/buffer/bjan-vs-djul"}