{"url":"https://etfiq.com/compare/buffer/arlu-vs-flao","section":"compare","title":"ARLU vs FLAO: which one stands where? | ETFIQ","description":"As of Oct 1, 2026 FLAO can gain 6.7% before its cap and ARLU publishes no remaining cap. Each can fall 11.9% and 5.4% before its buffer engages, on SPY.","as_of":"Oct 1, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which resets first, ARLU or FLAO?","acceptedAnswer":{"@type":"Answer","text":"ARLU ends its outcome period on Mar 31, 2027 and FLAO on Mar 31, 2027. A new cap is set the day after each."}},{"@type":"Question","name":"Which is cheaper, ARLU or FLAO?","acceptedAnswer":{"@type":"Answer","text":"ARLU charges 0.74% a year and FLAO charges 0.74%, so ARLU is cheaper. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Buffer ETFs","item":"https://etfiq.com/buffer/"},{"@type":"ListItem","position":3,"name":"ARLU vs FLAO","item":"https://etfiq.com/compare/buffer/arlu-vs-flao"}]},{"@type":"WebPage","name":"ARLU vs FLAO: which one stands where?","description":"As of Oct 1, 2026 FLAO can gain 6.7% before its cap and ARLU publishes no remaining cap. Each can fall 11.9% and 5.4% before its buffer engages, on SPY.","url":"https://etfiq.com/compare/buffer/arlu-vs-flao","dateModified":"2026-10-01","abstract":"As of Oct 1, 2026 ARLU can fall 11.9% before its buffer engages and FLAO 5.4%.","publisher":{"@id":"https://etfiq.com/#org"},"isPartOf":{"@id":"https://etfiq.com/#website"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".faq"]}},{"@type":"Dataset","name":"ETFIQ comparison of ARLU and FLAO","description":"As of Oct 1, 2026 FLAO can gain 6.7% before its cap and ARLU publishes no remaining cap. Each can fall 11.9% and 5.4% before its buffer engages, on SPY.","dateModified":"2026-10-01","creator":{"@id":"https://etfiq.com/#org"},"isAccessibleForFree":true,"url":"https://etfiq.com/compare/buffer/arlu-vs-flao","license":"https://etfiq.com/standards/","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"}],"variableMeasured":["Remaining cap","Fall before the buffer engages","Protection left in index points","Starting buffer","Outcome period","Reference index return","Fund return","Days remaining","Expense ratio"],"keywords":["exchange-traded funds","ETF","Buffer ETFs","fund data","SEC filings"]}],"characters":5324,"truncated":true,"content":"ETFIQ / Buffer ETFs / Head to head / ARLU vs FLAO \n ETFIQ etfiq.com \u00b7 independent ETF data \n\n Data as of Oct 1, 2026 .\n\n ARLU vs FLAO: which one stands where?\n\n As of Oct 1, 2026 ARLU can fall 11.9% before its buffer engages and FLAO 5.4%.\n Copy this for sharing \n \n AllianzIM U.S. Equity Buffer15 Uncapped ETF - Apr and AllianzIM U.S. Equity Floor5 ETF - Apr.\n\n Download as PDF \n\n 11.9% ARLU can fall this far before its buffer \n 5.4% FLAO can fall this far before its buffer \n uncapped ARLU can still gain \n 6.7% FLAO can still gain \n\n ARLU No cap [ARLU: reference +17.3% since period start, fund +","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","citation":"ETFIQ, as of Oct 1, 2026. https://etfiq.com/compare/buffer/arlu-vs-flao","a":{"ticker":"ARLU","name":"AllianzIM U.S. Equity Buffer15 Uncapped ETF - Apr","issuer":"AllianzIM","desk":"buffer","as_of":"2026-09-30","verdict":"As of Sep 30, 2026, ARLU has no cap on its upside, and resets in 182 days.","url":"https://etfiq.com/funds/arlu","key_facts":[{"label":"Can still gain","value":"uncapped","as_of":"2026-09-30","source":null},{"label":"Fall before the buffer","value":"11.9%","as_of":"2026-09-30","source":null},{"label":"Protection left, index points","value":"15.0%","as_of":"2026-09-30","source":null},{"label":"Days to reset","value":"182","as_of":"2026-09-30","source":null},{"label":"Net assets","value":"$55m","as_of":"2026-09-30","source":"issuer page, as of Sep 30, 2026"},{"label":"Expense ratio","value":"0.74%","as_of":"2026-09-30","source":"issuer page, Sep 30, 2026"}]},"b":{"ticker":"FLAO","name":"AllianzIM U.S. Equity Floor5 ETF - Apr","issuer":"AllianzIM","desk":"buffer","as_of":"2026-10-01","verdict":"As of Oct 1, 2026, FLAO is between its buffer and cap, with SPY flat since the period began.","url":"https://etfiq.com/funds/flao","key_facts":[{"label":"Can still gain","value":"6.7%","as_of":"2026-10-01","source":null},{"label":"Fall before the buffer","value":"5.4%","as_of":"2026-10-01","source":null},{"label":"Protection left, index points","value":"95.0%","as_of":"2026-10-01","source":null},{"label":"Days to reset","value":"182","as_of":"2026-10-01","source":null},{"label":"Net assets","value":"$9m","as_of":"2026-10-01","source":"issuer page, as of Sep 30, 2026"},{"label":"Expense ratio","value":"0.74%","as_of":"2026-10-01","source":"issuer page, Oct 1, 2026"}]},"overlap_pct":null,"overlap_note":"ETFIQ does not publish a holdings overlap for this pair. Either the funds are not compared on holdings, or one book is incomplete.","full_text_at":"https://etfiq.com/compare/buffer/arlu-vs-flao"}