{"url":"https://etfiq.com/compare/any/xlu-vs-xlui","section":"compare","title":"XLU vs XLUI: ETF Returns, Fees and Overlap | ETFIQ","description":"XLU vs XLUI to Oct 28, 2026: one-year total return \u22123.0% against +3.3%, expense ratio 0.08% against 0.35%. One stock ETF and one option-income ETF.","as_of":"Oct 28, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Are XLU and XLUI in the same category?","acceptedAnswer":{"@type":"Answer","text":"XLU is a stock ETF and XLUI is an option-income ETF, so they do different jobs. The table compares what both publish: return, cost and holdings."}},{"@type":"Question","name":"Which returned more over the last year, XLU or XLUI?","acceptedAnswer":{"@type":"Answer","text":"In the year to Oct 28, 2026, with distributions reinvested, XLU returned \u22123.0% and XLUI +3.3%."}},{"@type":"Question","name":"Which is cheaper, XLU or XLUI?","acceptedAnswer":{"@type":"Answer","text":"XLU is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"XLU vs XLUI","item":"https://etfiq.com/compare/any/xlu-vs-xlui"}]},{"@type":"WebPage","name":"XLU vs XLUI: ETF Returns, Fees and Overlap","description":"XLU vs XLUI to Oct 28, 2026: one-year total return \u22123.0% against +3.3%, expense ratio 0.08% against 0.35%. One stock ETF and one option-income ETF.","url":"https://etfiq.com/compare/any/xlu-vs-xlui","dateModified":"2026-10-28","speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"}},{"@type":"Dataset","name":"ETFIQ comparison of XLU and XLUI","description":"XLU vs XLUI to Oct 28, 2026: one-year total return \u22123.0% against +3.3%, expense ratio 0.08% against 0.35%. One stock ETF and one option-income ETF.","dateModified":"2026-10-28","creator":{"@id":"https://etfiq.com/#org"},"license":"https://etfiq.com/license/","isAccessibleForFree":true,"url":"https://etfiq.com/compare/any/xlu-vs-xlui","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/alternatives.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/core.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/crypto.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/income.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/leverage.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/thematic.json"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"XLU vs XLUI","item":"https://etfiq.com/compare/any/xlu-vs-xlui"}]},{"@type":"WebPage","name":"XLU vs XLUI: ETF Returns, Fees and Overlap","description":"XLU vs XLUI to Oct 28, 2026: one-year total return \u22123.0% against +3.3%, expense ratio 0.08% against 0.35%. One stock ETF and one option-income ETF.","url":"https://etfiq.com/compare/any/xlu-vs-xlui","dateModified":"2026-10-28","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":5133,"truncated":true,"content":"ETFIQ / Compare ETFs / XLU vs XLUI \n \n Data as of Oct 28, 2026.\n ETFIQ etfiq.com \u00b7 independent ETF data \n XLU vs XLUI: Differences, Returns & Fees\n Over the year to Oct 28, 2026, XLU returned \u22123.0% to XLUI's +3.3%, and XLU charges 0.08% to XLUI's 0.35%.\n Copy this for sharing \n XLU costs 0.27 points a year less; their one-year returns differ by 6.3 points; XLU is far larger, $23.9bn against $66m.\n XLU and XLUI at a glance. As of Oct 28, 2026. Source: ETFIQ. XLU XLUI \n Expense ratio 0.08% 0.35% \n Net assets, as of Oct 27, 2026 $23.9bn $66m \n Total return, 1 year \u22123.0% +3.3% \n What it tracks Uti","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, XLU against XLUI, data as of Oct 28, 2026. https://etfiq.com/compare/any/xlu-vs-xlui","a":{"ticker":"XLU","name":"State Street Utilities Select Sector SPDR ETF","issuer":"State Street","desk":"core","as_of":"2026-10-28","verdict":"XLU tracks an index of Utilities and returned \u22123.0% over the past year.","url":"https://etfiq.com/funds/xlu","key_facts":[{"label":"Total return, 1 year","value":"\u22123.0%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Expense ratio","value":"0.08%","as_of":"2026-01-28","source":"485BPOS XBRL, Jan 28, 2026"},{"label":"Holdings","value":"32","as_of":"2026-10-27","source":"the issuer\u2019s daily holdings file"},{"label":"Below its high","value":"\u22129.1%","as_of":"2026-10-28","source":"ETFIQ"},{"label":"12-month yield, capital gains included, on its starting price","value":"2.7%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Last payment (paid quarterly), ex-date Sep 21, 2026","value":"$0.3004","as_of":"2026-09-21","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$23.9bn","as_of":"2026-10-27","source":"the issuer\u2019s own daily fund list, as of Oct 27, 2026"}]},"b":{"ticker":"XLUI","name":"State Street Utilities Select Sector SPDR Premium Income ETF","issuer":"State Street","desk":"income","as_of":"2026-10-28","verdict":"Over the year to Oct 28, 2026, XLUI paid 13.7% in cash and returned 3.3% in total, against \u22123.0% for XLU.","url":"https://etfiq.com/funds/xlui","key_facts":[{"label":"Cash paid, 1 year, on its starting price","value":"13.7%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Total return, 1 year","value":"+3.3%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Against XLU","value":"+6.3 pts","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Return of capital, latest payout (State Street estimate)","value":"62.9%","as_of":"2026-10-28","source":"State Street estimate"},{"label":"Last payment (paid monthly), ex-date Oct 1, 2026","value":"$0.4165","as_of":"2026-10-01","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$66m","as_of":"2026-10-27","source":"the issuer\u2019s own daily fund list, as of Oct 27, 2026"},{"label":"Expense ratio","value":"0.35%","as_of":"2026-04-24","source":"485BPOS XBRL, Apr 24, 2026"}]},"overlap_pct":0,"full_text_at":"https://etfiq.com/compare/any/xlu-vs-xlui"}