{"url":"https://etfiq.com/compare/any/uso-vs-usoy","section":"compare","title":"USO vs USOY: ETF Differences, Returns & Fees | ETFIQ","description":"USO vs USOY to Oct 28, 2026: one-year total return +133.3% against +80.7%, expense ratio 0.86% against 1.12%. One commodity ETF and one option-income ETF.","as_of":"Oct 28, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Are USO and USOY in the same category?","acceptedAnswer":{"@type":"Answer","text":"USO is a commodity ETF and USOY is an option-income ETF, so they do different jobs. The table compares what both publish: return, cost and holdings."}},{"@type":"Question","name":"Which returned more over the last year, USO or USOY?","acceptedAnswer":{"@type":"Answer","text":"In the year to Oct 28, 2026, with distributions reinvested, USO returned +133.3% and USOY +80.7%."}},{"@type":"Question","name":"Which is cheaper, USO or USOY?","acceptedAnswer":{"@type":"Answer","text":"USO is cheaper, by 0.26 percentage points a year. That is about $26 on $10,000 held for a year. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"USO vs USOY","item":"https://etfiq.com/compare/any/uso-vs-usoy"}]},{"@type":"WebPage","name":"USO vs USOY: ETF Differences, Returns & Fees","description":"USO vs USOY to Oct 28, 2026: one-year total return +133.3% against +80.7%, expense ratio 0.86% against 1.12%. One commodity ETF and one option-income ETF.","url":"https://etfiq.com/compare/any/uso-vs-usoy","dateModified":"2026-10-28","speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"}},{"@type":"Dataset","name":"ETFIQ comparison of USO and USOY","description":"USO vs USOY to Oct 28, 2026: one-year total return +133.3% against +80.7%, expense ratio 0.86% against 1.12%. One commodity ETF and one option-income ETF.","dateModified":"2026-10-28","creator":{"@id":"https://etfiq.com/#org"},"license":"https://etfiq.com/license/","isAccessibleForFree":true,"url":"https://etfiq.com/compare/any/uso-vs-usoy","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/alternatives.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/core.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/crypto.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/income.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/leverage.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/thematic.json"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"USO vs USOY","item":"https://etfiq.com/compare/any/uso-vs-usoy"}]},{"@type":"WebPage","name":"USO vs USOY: ETF Differences, Returns & Fees","description":"USO vs USOY to Oct 28, 2026: one-year total return +133.3% against +80.7%, expense ratio 0.86% against 1.12%. One commodity ETF and one option-income ETF.","url":"https://etfiq.com/compare/any/uso-vs-usoy","dateModified":"2026-10-28","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":4004,"truncated":true,"content":"ETFIQ / Compare ETFs / USO vs USOY \n \n Data as of Oct 28, 2026.\n ETFIQ etfiq.com \u00b7 independent ETF data \n USO vs USOY: Differences, Returns & Fees\n Over the year to Oct 28, 2026, USO returned +133.3% to USOY's +80.7%, and USO charges 0.86% to USOY's 1.12%.\n Copy this for sharing \n USO costs 0.26 points a year less; their one-year returns differ by 52.6 points; USO is far larger, $1.9bn against $76m.\n USO and USOY at a glance. As of Oct 28, 2026. Source: ETFIQ. USO USOY \n Expense ratio 0.86% 1.12% \n Net assets, as of Oct 27, 2026 $1.9bn $76m \n Total return, 1 year +133.3% +80.7% \n What it track","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Data ETFIQ computes is free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, USO against USOY, data as of Oct 28, 2026. https://etfiq.com/compare/any/uso-vs-usoy","a":{"ticker":"USO","name":"United States Oil Fund, LP","issuer":"USCF","desk":"core","as_of":"2026-10-28","verdict":"USO holds oil futures and returned +133.3% over the past year.","url":"https://etfiq.com/funds/uso","key_facts":[{"label":"Total return, 1 year","value":"+133.3%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Expense ratio","value":"0.86%","as_of":"2026-04-24","source":"424B3, Apr 24, 2026"},{"label":"Futures and swap contracts, with collateral (USCF daily holdings, Oct 28, 2026)","value":"3","as_of":"2026-10-28","source":"USCF daily holdings, Oct 28, 2026"},{"label":"Below its high","value":"\u221282.3%","as_of":"2026-10-28","source":"ETFIQ"},{"label":"Net assets","value":"$1.9bn","as_of":"2026-10-28","source":"issuer page, as of Oct 28, 2026"},{"label":"Benchmark","value":"Its own holdings, as of Jun 30, 2026; its 10-Q sets it against the near month NYMEX futures contract for light, sweet crude oil (the Benchmark Oil Futures Contract), a futures contract and not an index; it is measured by its own holdings and compared with no other fund","as_of":"2026-10-28","source":"ETFIQ, from its filings"}]},"b":{"ticker":"USOY","name":"Defiance Oil Enhanced Options Income ETF","issuer":"Defiance","desk":"income","as_of":"2026-10-28","verdict":"Over the year to Oct 28, 2026, USOY paid 52.2% in cash and returned 80.7% in total, against 133.3% for USO.","url":"https://etfiq.com/funds/usoy","key_facts":[{"label":"Cash paid, 1 year, on its starting price","value":"52.2%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Total return, 1 year","value":"+80.7%","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Against USO","value":"\u221252.6 pts","as_of":"2026-10-28","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Return of capital, latest payout (Defiance estimate)","value":"95.0%","as_of":"2026-10-28","source":"Defiance estimate"},{"label":"Last payment (paid weekly), ex-date Oct 22, 2026","value":"$0.0663","as_of":"2026-10-22","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$76m","as_of":"2026-10-27","source":"the issuer\u2019s own daily fund list, as of Oct 27, 2026"},{"label":"Expense ratio","value":"1.12%","as_of":"2026-04-01","source":"497 XBRL, Apr 1, 2026"}]},"overlap_pct":null,"overlap_note":"ETFIQ does not publish a holdings overlap for this pair. Either the funds are not compared on holdings, or one book is incomplete.","full_text_at":"https://etfiq.com/compare/any/uso-vs-usoy"}