{"url":"https://etfiq.com/compare/any/usfr-vs-xhlf","section":"compare","title":"USFR vs XHLF: Differences, Returns & Fees | ETFIQ","description":"USFR and XHLF side by side to Oct 20, 2026: one-year total return +4.0% against +3.5%, expense ratio 0.15% against 0.03%.","as_of":"Oct 20, 2026","structured_data":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which returned more over the last year, USFR or XHLF?","acceptedAnswer":{"@type":"Answer","text":"In the year to Oct 20, 2026, with distributions reinvested, USFR returned +4.0% and XHLF +3.5%."}},{"@type":"Question","name":"Which is cheaper, USFR or XHLF?","acceptedAnswer":{"@type":"Answer","text":"XHLF is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus."}}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"USFR vs XHLF","item":"https://etfiq.com/compare/any/usfr-vs-xhlf"}]},{"@type":"WebPage","name":"USFR vs XHLF: Differences, Returns & Fees","description":"USFR and XHLF side by side to Oct 20, 2026: one-year total return +4.0% against +3.5%, expense ratio 0.15% against 0.03%.","url":"https://etfiq.com/compare/any/usfr-vs-xhlf","dateModified":"2026-10-20","speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"}},{"@type":"Dataset","name":"ETFIQ comparison of USFR and XHLF","description":"USFR and XHLF side by side to Oct 20, 2026: one-year total return +4.0% against +3.5%, expense ratio 0.15% against 0.03%.","dateModified":"2026-10-20","creator":{"@id":"https://etfiq.com/#org"},"license":"https://etfiq.com/license/","isAccessibleForFree":true,"url":"https://etfiq.com/compare/any/usfr-vs-xhlf","publisher":{"@id":"https://etfiq.com/#org"},"inLanguage":"en","creativeWorkStatus":"Published","distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/alternatives.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/core.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/crypto.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/funds.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/income.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/leverage.json"},{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://etfiq.com/data/thematic.json"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"ETFIQ","item":"https://etfiq.com/"},{"@type":"ListItem","position":2,"name":"Compare ETFs","item":"https://etfiq.com/compare/"},{"@type":"ListItem","position":3,"name":"USFR vs XHLF","item":"https://etfiq.com/compare/any/usfr-vs-xhlf"}]},{"@type":"WebPage","name":"USFR vs XHLF: Differences, Returns & Fees","description":"USFR and XHLF side by side to Oct 20, 2026: one-year total return +4.0% against +3.5%, expense ratio 0.15% against 0.03%.","url":"https://etfiq.com/compare/any/usfr-vs-xhlf","dateModified":"2026-10-20","isPartOf":{"@type":"WebSite","name":"ETFIQ","url":"https://etfiq.com"},"speakable":{"@type":"SpeakableSpecification","cssSelector":[".verdict",".lede",".faq"]},"publisher":{"@id":"https://etfiq.com/#org"}}],"characters":3732,"truncated":true,"content":"ETFIQ / Compare ETFs / USFR vs XHLF \n \n Data as of Oct 20, 2026.\n ETFIQ etfiq.com \u00b7 independent ETF data \n USFR vs XHLF: Differences, Returns & Fees\n USFR's duration was 0.0 years on May 31, 2026 and XHLF's 0.5 on Jul 31, 2026; XHLF charges 0.03% to USFR's 0.15%.\n Copy this for sharing \n XHLF costs 0.12 points a year less; their one-year returns differ by 0.5 points.\n USFR and XHLF at a glance. As of Oct 20, 2026. Source: ETFIQ. USFR XHLF \n Expense ratio 0.15% 0.03% \n Net assets, USFR as of May 31, 2026 and XHLF as of Jul 31, 2026 $17.0bn $1.9bn \n Total return, 1 year +4.0% +3.5% \n What it tra","source":"ETFIQ, independent ETF data. Recomputed nightly from public filings and prices.","publisher":{"@id":"https://etfiq.com/#org","name":"ETFIQ","url":"https://etfiq.com"},"license":"https://etfiq.com/license/","license_text":"Figures ETFIQ computes are free to use with attribution: ETFIQ (etfiq.com). Issuer data stays under its owner's terms.","citation":"ETFIQ, USFR against XHLF, data as of Oct 20, 2026. https://etfiq.com/compare/any/usfr-vs-xhlf","a":{"ticker":"USFR","name":"WisdomTree Floating Rate Treasury Fund","issuer":"WisdomTree","desk":"core","as_of":"2026-10-20","verdict":"USFR tracks an index of Floating Rate Treasury and returned +4.0% over the past year.","url":"https://etfiq.com/funds/usfr","key_facts":[{"label":"Total return, 1 year","value":"+4.0%","as_of":"2026-10-20","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Expense ratio","value":"0.15%","as_of":"2025-12-31","source":"497 XBRL, Dec 31, 2025"},{"label":"Holdings","value":"4","as_of":"2026-05-31","source":"its SEC filing (Form N-PORT)"},{"label":"Below its high","value":"0.0%","as_of":"2026-10-20","source":"ETFIQ"},{"label":"12-month yield, capital gains included, on its starting price","value":"3.7%","as_of":"2026-10-20","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Last payment (paid monthly), ex-date Sep 25, 2026","value":"$0.1582","as_of":"2026-09-25","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$17.0bn","as_of":"2026-05-31","source":"SEC filing, whole fund, as filed for May 31, 2026"}]},"b":{"ticker":"XHLF","name":"BondBloxx Bloomberg Six Month Target Duration US Treasury ETF","issuer":"BondBloxx","desk":"core","as_of":"2026-10-20","verdict":"XHLF tracks an index and returned +3.5% over the past year.","url":"https://etfiq.com/funds/xhlf","key_facts":[{"label":"Total return, 1 year","value":"+3.5%","as_of":"2026-10-20","source":"computed by ETFIQ from Tiingo daily prices"},{"label":"Expense ratio","value":"0.03%","as_of":"2026-02-27","source":"485BPOS XBRL, Feb 27, 2026"},{"label":"Below its high","value":"0.0%","as_of":"2026-10-20","source":"ETFIQ"},{"label":"12-month yield, capital gains included, on its starting price","value":"3.7%","as_of":"2026-10-20","source":"computed by ETFIQ from Tiingo daily prices and distributions"},{"label":"Last payment (paid monthly), ex-date Oct 1, 2026","value":"$0.1547","as_of":"2026-10-01","source":"Tiingo end-of-day distributions"},{"label":"Net assets","value":"$1.9bn","as_of":"2026-07-31","source":"SEC N-PORT, whole fund, as filed for Jul 31, 2026"}]},"overlap_pct":null,"overlap_withheld":"report dates differ","full_text_at":"https://etfiq.com/compare/any/usfr-vs-xhlf"}